CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Montrose Regional Health

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$133

about 0.5× the $244 Medicare rate · typically $130–$242

modeled estimate · not a bill or quote

What this hospital charges insurers

$135

About the fair price

about $2 over the fair price · 0.6× Medicare

Medicare pays $244 Fair price $133 This hospital $135 Cash price $527 Hospital's list price $702

How we calculate the fair BaseRate →

How this hospital compares to other CO hospitals

Highest price of the 9 CO hospitals we have prices for — worth calling around.

Cheapest $70 Priciest $135

Black dot = this hospital, among the 9 CO hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $133 (about 0.5× the $244 Medicare rate). Montrose Regional Health charges insurers about $135, or about $527 in cash — about the fair price. Located in Montrose, CO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Cigna✓ Humana AetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$60 - $2,534	25%
Blue Cross Blue Shieldmajor	$70 - $2,507	29%
Cignamajor	$232 - $2,534	95%
Humanamajor	$70 - $2,534	29%
+ 4 smaller / regional plans	$97 - $2,540

Government programs also on file: Medicare.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 527), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Montrose Regional Health is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Montrose Regional Health

Compare: MRI, lower back (no contrast) at other CO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.