CMS Price Transparency Data

X-ray, chest (two views)

Facility: Montrose Regional Health

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $101
Cash Discount Price: $91
vs. Medicare Baseline: 1.14x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at Montrose Regional Health is $101. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $91. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.14x the Medicare baseline. Located in 800 S 3Rd St, Montrose, CO.

Cash / Self-Pay

$91

Average discount available for prompt cash payment at this facility.

Insurance Median

$101

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $91 (102%)

Insurance Median: $101 (114%)

Cash: $91 (102% of Medicare)

Ins. Median: $101 (114% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$10 - $290	11%
Humana	$10 - $294	11%
Medicare (plans)	$10 - $98	11%
UnitedHealthcare	$12 - $294	13%
Montrose Community Healthplan-All Plans	$14 - $263	16%
United Rocky Mountain Chp-All Other Plans	$17 - $133	19%
United Rocky Mountain Private Plan	$17 - $286	19%
United Rocky Mountain Self Insured	$17 - $294	19%
Sloans Lake Managed Care-All Plans	$20 - $294	22%
Three Rivers-All Plans	$32 - $294	36%
Western Healthcare Alliance-All Plans	$32 - $278	36%
Cigna	$34 - $294	38%
Multiplan-All Plans	$34 - $294	38%
Uchpa - All Plans	$34 - $294	38%
United Rocky Mountain Mcaid	$36 - $208	40%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $91.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montrose Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.