CMS Price Transparency Data

X-ray, hand

Facility: Montrose Regional Health

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $282
Cash Discount Price: $279
vs. Medicare Baseline: 3.17x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Montrose Regional Health is $282. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $279. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 3.17x the Medicare baseline. Located in 800 S 3Rd St, Montrose, CO.

Cash / Self-Pay

$279

Average discount available for prompt cash payment at this facility.

Insurance Median

$282

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $279 (314%)

Insurance Median: $282 (317%)

Cash: $279 (314% of Medicare)

Ins. Median: $282 (317% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 317% of the Medicare baseline (a markup of 217%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$8 - $823	9%
Blue Cross Blue Shield	$9 - $814	10%
Humana	$9 - $823	10%
Medicare (plans)	$9 - $98	10%
Montrose Community Healthplan-All Plans	$12 - $736	13%
United Rocky Mountain Chp-All Other Plans	$15 - $372	17%
United Rocky Mountain Private Plan	$15 - $801	17%
United Rocky Mountain Self Insured	$15 - $823	17%
Sloans Lake Managed Care-All Plans	$22 - $825	25%
United Rocky Mountain Mcaid	$53 - $297	60%
Three Rivers-All Plans	$126 - $823	142%
Western Healthcare Alliance-All Plans	$126 - $779	142%
Cigna	$133 - $823	150%
Multiplan-All Plans	$133 - $823	150%
Uchpa - All Plans	$133 - $823	150%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $279.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montrose Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.