CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Charlotte Hungerford Hospital

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $2,471
Cash Discount Price: $3,820
vs. Medicare Baseline: 0.40x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Charlotte Hungerford Hospital is $2,471. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,820. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.40x the Medicare baseline. Located in 540 Litchfield St, Torrington, CT.

Cash / Self-Pay

$3,820

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,471

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $3,820 (62%)

Insurance Median: $2,471 (40%)

Cash: $3,820 (62% of Medicare)

Ins. Median: $2,471 (40% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Oxford	$1,005	16%
United	$1,005 - $2,471	16%
Health New England	$1,176 - $2,471	19%
Aetna	$1,297 - $9,555	21%
Cigna	$1,458 - $9,269	24%
Blue Cross Blue Shield	$1,497 - $11,486	24%
Connecticare	$1,703 - $1,778	28%
Molina Dba Connecticare	$2,471 - $7,645	40%
Tufts	$2,471	40%
Wellcare	$2,520	41%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,820.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Charlotte Hungerford Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.