CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Baptist Hospital of Miami

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$261

about 1.1× the $244 Medicare rate · typically $191–$514

modeled estimate · not a bill or quote

What this hospital charges insurers

$152

Below the fair price — a good deal

about $109 under the fair price · 0.6× Medicare

Medicare pays $244 Fair price $261 This hospital $152 Cash price $3,775 Hospital's list price $5,808

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

On the higher side — 7 of 8 other FL hospitals charge less.

Cheapest $101 Priciest $160

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $261 (about 1.1× the $244 Medicare rate). Baptist Hospital of Miami charges insurers about $152, or about $3,775 in cash — below the fair price — a good deal. Located in Miami, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$80 - $5,808	33%
Blue Cross Blue Shieldmajor	$129 - $3,764	53%
Aetnamajor	$82 - $4,646	34%
Cignamajor	$142 - $4,646	58%
Humanamajor	$136 - $272	56%
Amerigroup	$76 - $152	31%
AmeriHealth	$2,614	1072%
AvMed	$137 - $2,858	56%
Medica	$133 - $267	55%
WellCare	$80 - $160	33%
+ 8 smaller / regional plans	$81 - $5,227

Government programs also on file: Medicare, Medicaid.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,775), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Baptist Hospital of Miami is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Baptist Hospital of Miami

Compare: MRI, lower back (no contrast) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.