CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Cleveland Clinic Indian River Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$101

about 0.4× the $244 Medicare rate · typically $94–$296

modeled estimate · not a bill or quote

What this hospital charges insurers

$101

About the fair price

0.4× Medicare

Medicare pays $244 Fair price $101 This hospital $101 Cash price $788 Hospital's list price $1,213

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Lowest price of the 9 FL hospitals we have prices for — a strong deal.

Cheapest $101 Priciest $160

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $101 (about 0.4× the $244 Medicare rate). Cleveland Clinic Indian River Hospital charges insurers about $101, or about $788 in cash — about the fair price. Located in Vero Beach, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$69 - $243	28%
Blue Cross Blue Shieldmajor	$67 - $1,506	27%
Aetnamajor	$83 - $1,622	34%
Cignamajor	$83 - $568	34%
Humanamajor	$243	100%
AvMed	$69 - $556	28%
Devoted Health	$267	110%
WellCare	$69 - $243	28%
WellMed	$73 - $243	30%
+ 12 smaller / regional plans	$69 - $1,230

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 788), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Cleveland Clinic Indian River Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Cleveland Clinic Indian River Hospital

Compare: MRI, lower back (no contrast) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.