CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Ascension Sacred Heart Bay

Billing Code: 70553 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$383

about 1.1× the $356 Medicare rate · typically $369–$786

modeled estimate · not a bill or quote

What this hospital charges insurers

$369

About the fair price

about $14 under the fair price · 1.0× Medicare

Medicare pays $356 Fair price $383 This hospital $369 Cash price $972 Hospital's list price $2,430

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $155 Priciest $369

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a MRI, brain (with and without contrast) is about $383 (about 1.1× the $356 Medicare rate). Ascension Sacred Heart Bay charges insurers about $369, or about $972 in cash — about the fair price. Located in Panama City, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Cigna✓ Humana Blue Cross Blue ShieldKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$362 - $824	102%
Aetnamajor	$369 - $1,678	104%
Cignamajor	$1,336	375%
Humanamajor	$369	104%
Ambetter (Centene)	$591	166%
Cigna HealthSpring	$362 - $366	102%
Oscar Health	$574	161%
WellCare	$358	100%
+ 5 smaller / regional plans	$358 - $807

Government programs also on file: Medicare.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 972), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70553.

Insurance Before you use insurance

Call your insurance company to confirm Ascension Sacred Heart Bay is in-network.
Ask your insurer whether prior approval is required for CPT code 70553.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Ascension Sacred Heart Bay

Compare: MRI, brain (with and without contrast) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.