Blood test, urea nitrogen (BUN, kidney)
Facility: University Hospital and Medical Center
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $55
- Cash Discount Price: $929
- vs. Medicare Baseline: 13.92x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1392% of the Medicare baseline (a markup of 1292%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $4 - $279 | 101% |
| Align | $4 | 101% |
| American Health Plan | $4 | 101% |
| Avmed | $4 - $464 | 101% |
| Blue Cross Blue Shield | $4 | 101% |
| Careplus Sfl | $4 | 101% |
| Centurion | $4 | 101% |
| Cigna | $4 | 101% |
| Devoted Health | $4 | 101% |
| Doctors Healthcare Plan | $4 | 101% |
| Florida Complete Care | $4 | 101% |
| Gold Kidney | $4 | 101% |
| Humana | $4 - $316 | 101% |
| Ndms Definitive Care | $4 | 101% |
| Oscar | $4 - $6 | 101% |
| Prominence Healthfirst | $4 | 101% |
| Sunshine State | $4 | 101% |
| United | $4 - $418 | 101% |
| United Behavioral Health | $4 | 101% |
| Veterans Evaluation Services | $4 | 101% |
| Wellmed | $4 | 101% |
| Amerihealth Caritas | $5 - $6 | 127% |
| Longevity Health Plan | $5 | 127% |
| Simply Healthcare | $5 | 127% |
| Solis Health Plan | $6 | 152% |
| Corvel Corporation | $55 | 1392% |
| Careworks (Rockport) | $56 | 1418% |
| Prime Health | $56 | 1418% |
| Freedom Health | $80 - $149 | 2025% |
| Optimum | $80 | 2025% |
| Simply Healthcare Plans | $121 | 3063% |
| Molina | $177 - $251 | 4481% |
| Health Sun Health Plan | $198 | 5013% |
| Mmm Of Fl (Health Advantage Plan) | $214 | 5418% |
| United Ppo | $220 | 5570% |
| Sunshine State Health Plan | $245 | 6203% |
| Plotkin Health | $464 | 11747% |
| Prime Health Sherriff | $464 | 11747% |
| Medica Healthcare | $539 | 13646% |
| Multiplan | $697 - $790 | 17646% |
| Evernorth Bh | $743 | 18810% |