CMS Price Transparency Data

Physical therapy (gait training)

Facility: HCA Florida Gulf Coast Hospital

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97116
  • Insurance Median: $34
  • Cash Discount Price: $365
  • vs. Medicare Baseline: 1.17x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at HCA Florida Gulf Coast Hospital is $34. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $365. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 1.17x the Medicare baseline. Located in 449 W 23Rd St, Panama City, FL.
Cash / Self-Pay
$365

Average discount available for prompt cash payment at this facility.

Insurance Median
$34

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $365 (1256%)
Insurance Median: $34 (117%)
Cash: $365 (1256% of Medicare)
Ins. Median: $34 (117% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Hospice Big Bend $25 - $29 86%
Humana $25 - $151 86%
Ndms Definitive Care $25 - $29 86%
Triwest Healthcare Alliance $25 - $28 86%
United $25 - $179 86%
Veterans Evaluation Services $25 - $29 86%
Wellmed $25 - $29 86%
Aetna $26 - $119 89%
Blue Cross Blue Shield $26 - $29 89%
Sunshine State $26 - $30 89%
Wellcare $26 - $30 89%
Align Senior Care $27 - $31 93%
American Health Plan $27 - $30 93%
Florida Complete Care $27 - $31 93%
Gold Kidney Of Florida $27 - $31 93%
Healthspring Of Florida $27 - $31 93%
Centurion $28 - $31 96%
Clear Spring Health $28 - $31 96%
Ultimate Health Plan $29 - $33 100%
Longevity Health Plan $30 - $34 103%
Corvel Corporation $32 110%
Prime Health $33 114%
Careworks (Rockport Community) $34 117%
Oscar $43 - $52 148%
Simply Healthcare $55 - $66 189%
Cigna $58 - $165 200%
Molina Healthcare $63 - $127 217%
Avmed $80 - $199 275%
Sunshine State Health Plan $85 - $101 292%
Plotkin Health $166 - $199 571%
Prime Health Sheriff $166 - $199 571%
Multiplan $258 - $338 888%
Ppo Next $282 - $338 970%
Novanet $298 - $358 1025%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 449 W 23Rd St, Panama City, FL 32405
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals