CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: HCA Florida Largo Hospital

Billing Code: 95810 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,887

about 2.2× the $877 Medicare rate · typically $1,048–$2,259

modeled estimate · not a bill or quote

What this hospital charges insurers

$1,886

About the fair price

about $1 under the fair price · 2.2× Medicare

Medicare pays $877 Fair price $1,887 This hospital $1,886 Cash price $7,820 Hospital's list price $7,820

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $431 Priciest $1,886

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Sleep study (overnight, in lab) is about $1,887 (about 2.2× the $877 Medicare rate). HCA Florida Largo Hospital charges insurers about $1,886, or about $7,820 in cash — about the fair price. Located in Largo, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$584 - $16,227	67%
Blue Cross Blue Shieldmajor	$924 - $3,408	105%
Aetnamajor	$246 - $4,868	28%
Cignamajor	$642 - $2,921	73%
Humanamajor	$998 - $4,544	114%
AvMed	$784 - $4,057	89%
Molina	$677 - $4,381	77%
Oscar Health	$535 - $2,434	61%
Simply Healthcare	$453 - $2,499	52%
+ 12 smaller / regional plans	$168 - $12,981

Excludes 6 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 7,820), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 95810.

Insurance Before you use insurance

Call your insurance company to confirm HCA Florida Largo Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 95810.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at HCA Florida Largo Hospital

Compare: Sleep study (overnight, in lab) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.