CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Physicians Regional Medical Center - Pine Ridge

Billing Code: 45380 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,990

about 1.6× the $1,223 Medicare rate · typically $1,316–$2,449

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,381

Above the fair price

about $391 over the fair price · 1.9× Medicare

Medicare pays $1,223 Fair price $1,990 This hospital $2,381 Cash price $4,265 Hospital's list price $20,308

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $135 Priciest $2,381

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Colonoscopy with biopsy is about $1,990 (about 1.6× the $1,223 Medicare rate). Physicians Regional Medical Center - Pine Ridge charges insurers about $2,381, or about $4,265 in cash — above the fair price. Located in Naples, FL.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $1,990. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$637 - $4,914	52%
Blue Cross Blue Shieldmajor	$1,230 - $6,383	101%
Aetnamajor	$1,230 - $13,484	101%
Cignamajor	$4,345	355%
Humanamajor	$656 - $1,230	54%
Ambetter (Centene)	$3,187	261%
Amerigroup	$694	57%
AvMed	$7,717	631%
HealthPartners	$6,436	526%
Simply Healthcare	$675 - $3,000	55%
WellCare	$669 - $1,287	55%
+ 9 smaller / regional plans	$637 - $3,124

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,265), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 45380.

Insurance Before you use insurance

Call your insurance company to confirm Physicians Regional Medical Center - Pine Ridge is in-network.
Ask your insurer whether prior approval is required for CPT code 45380.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Physicians Regional Medical Center - Pine Ridge

Compare: Colonoscopy with biopsy at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.