Blood test, urea nitrogen (BUN, kidney)
Facility: HCA Florida University Hospital
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $6
- Cash Discount Price: $423
- vs. Medicare Baseline: 1.52x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $4 - $127 | 101% |
| Align | $4 | 101% |
| American Health Plan | $4 | 101% |
| Blue Cross Blue Shield | $4 | 101% |
| Cigna | $4 | 101% |
| Devoted Health | $4 | 101% |
| Doctors Healthcare Plan | $4 | 101% |
| Florida Complete Care | $4 | 101% |
| Gold Kidney | $4 | 101% |
| Humana | $4 - $144 | 101% |
| Ndms Definitive Care | $4 | 101% |
| Oscar | $4 - $6 | 101% |
| Prominence Healthfirst | $4 | 101% |
| Sunshine State | $4 | 101% |
| United | $4 - $190 | 101% |
| Wellmed | $4 | 101% |
| Amerihealth Caritas | $5 - $6 | 127% |
| Longevity Health Plan | $5 | 127% |
| Simply Healthcare | $5 | 127% |
| Solis Health Plan | $6 | 152% |
| Freedom Health | $36 | 911% |
| Avmed | $55 - $212 | 1392% |
| Simply Healthcare Plans | $55 | 1392% |
| Careworks (Rockport) | $56 | 1418% |
| Prime Health | $56 | 1418% |
| Molina | $80 | 2025% |
| Health Sun Health Plan | $90 | 2278% |
| United Ppo | $100 | 2532% |
| Sunshine State Health Plan | $112 | 2835% |