CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Wilcox Memorial Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $508
Cash Discount Price: $1,636
vs. Medicare Baseline: 1.43x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Wilcox Memorial Hospital is $508. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,636. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.43x the Medicare baseline. Located in 3-3420 Kuhio Highway, Lihue, HI.

Cash / Self-Pay

$1,636

Average discount available for prompt cash payment at this facility.

Insurance Median

$508

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $1,636 (459%)

Insurance Median: $508 (143%)

Cash: $1,636 (459% of Medicare)

Ins. Median: $508 (143% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alohacare	$223 - $453	63%
Ohana	$230 - $766	65%
Mdx	$324 - $453	91%
Hmsa	$453 - $1,637	127%
Devoted	$475	133%
Hwmg/Hmaa	$642	180%
Pac Admin	$792	222%
UnitedHealthcare	$880	247%
Uha	$1,111	312%
Verdegard	$1,725	484%
Hcha	$2,181	612%
Kaiser	$2,181	612%
Multiplan	$2,181 - $2,317	612%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,636.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wilcox Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.