Blood test, cholesterol (lipid panel)
Facility: St Lukes Hospital
Billing Code: 80061 (CPT)
This hospital's typical commercial price is $14 compared to the $15 fair price benchmark.
4-Star CMS clinical quality rating paired with 0.93× fair market pricing.
Highest price of the 9 IA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Blood test, cholesterol (lipid panel) is about $15 (about 1.2× the $13 Medicare rate). St Lukes Hospital charges insurers about $14, or about $69 in cash — about the fair price. Located in Cedar Rapids, IA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $8 - $14 | 60% |
| Blue Cross Blue Shieldmajor | $13 - $14 | 97% |
| Aetnamajor | $14 - $25 | 105% |
| Cignamajor | $17 - $47 | 127% |
| Humanamajor | $14 | 105% |
| HealthPartners | $21 - $26 | 157% |
| Medica | $29 - $32 | 217% |
| Molina | $14 | 105% |
| + 1 smaller / regional plan | $14 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Lukes Hospital
Compare: Blood test, cholesterol (lipid panel) at other IA hospitals
- Mercy Medical Center-New Hampton · New Hampton $9
- Mercyone Oelwein Medical Center · Oelwein $9
- Veterans Memorial Hospital · Waukon $10
- Davis County Hospital · Bloomfield $10
- Horn Memorial Hospital · Ida Grove $10
- Monroe County Hospital · Albia $11
- Shenandoah Medical Center · Shenandoah $11
- CHI Health Mercy Council Bluffs · Council Bluffs $13
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Lukes Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $31
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $31).
Self-Pay Cash Rate ($69) Beats Your Bill
St Lukes Hospital's published 45 CFR § 180 self-pay cash rate is $69 (vs. $14 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $15 Fair BaseRate ($13 Medicare)
Your bill ($86) is $71 above the denoised Fair BaseRate ($15) and 6.6× the $13 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.