CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: St Lukes Hospital

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $152
Cash Discount Price: $125
vs. Medicare Baseline: 0.84x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at St Lukes Hospital is $152. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $125. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.84x the Medicare baseline. Located in 1026 A Ave Ne, Cedar Rapids, IA.

Cash / Self-Pay

$125

Average discount available for prompt cash payment at this facility.

Insurance Median

$152

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $125 (69%)

Insurance Median: $152 (84%)

Cash: $125 (69% of Medicare)

Ins. Median: $152 (84% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medica Exchange Inspire	$50 - $113	28%
Medica Exchange Insure	$56 - $127	31%
Cigna	$82 - $369	45%
Aetna	$140 - $326	77%
Amerigroup	$141	78%
Iowa Total Care	$141	78%
Blue Cross Blue Shield	$143 - $208	79%
Molina	$143 - $152	79%
Amerivantage	$147 - $156	81%
Humana	$147 - $156	81%
UnitedHealthcare	$147 - $400	81%
Health Partners Open Network	$197 - $255	109%
Wellmark Uhp Self-Funded	$208	115%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $125.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Lukes Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.