Speech therapy (language evaluation)
Facility: St Lukes Hospital
Billing Code: 92507 (CPT)
This hospital's typical commercial price is $79 compared to the $78 fair price benchmark.
4-Star CMS clinical quality rating paired with 1.01× fair market pricing.
A typical price — 2 charge more and 3 charge less, among the 9 IA hospitals compared.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Speech therapy (language evaluation) is about $78 (about 1.0× the $76 Medicare rate). St Lukes Hospital charges insurers about $79, or about $259 in cash — about the fair price. Located in Cedar Rapids, IA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $75 - $204 | 98% |
| Blue Cross Blue Shieldmajor | $73 - $114 | 96% |
| Aetnamajor | $72 - $162 | 95% |
| Cignamajor | $177 - $186 | 232% |
| Humanamajor | $75 | 98% |
| HealthPartners | $101 - $145 | 133% |
| Medica | $108 - $121 | 142% |
| Molina | $73 | 96% |
| + 1 smaller / regional plan | $75 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Lukes Hospital
Compare: Speech therapy (language evaluation) at other IA hospitals
- Ottumwa Regional Health Center · Ottumwa $72
- Grinnell Regional Medical Center · Grinnell $75
- Mercyone Des Moines Medical Center · Des Moines $76
- Unitypoint Health - Marshalltown · Marshalltown $79
- Trinity - Bettendorf · Bettendorf $79
- Allen Hospital · Waterloo $79
- Finley Hospital · Dubuque $81
- Clarke County Hospital · Osceola $82
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Lukes Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $117
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $117).
Self-Pay Cash Rate ($259) Beats Your Bill
St Lukes Hospital's published 45 CFR § 180 self-pay cash rate is $259 (vs. $79 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $78 Fair BaseRate ($76 Medicare)
Your bill ($323) is $245 above the denoised Fair BaseRate ($78) and 4.3× the $76 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.