Colonoscopy with biopsy
Facility: University of Iowa Hospital & Clinics
Billing Code: 45380 (CPT)
This hospital's typical commercial price is $1,150 compared to the $978 fair price benchmark.
2-Star CMS clinical quality rating paired with 1.18× fair market pricing.
Highest price of the 9 IA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
A fair price for a Colonoscopy with biopsy is about $978 (about 0.8× the $1,223 Medicare rate). University of Iowa Hospital & Clinics charges insurers about $1,150, or about $2,665 in cash — above the fair price. Located in Iowa City, IA.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $978. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $179 - $6,174 | 15% |
| Blue Cross Blue Shieldmajor | $168 - $2,386 | 14% |
| Aetnamajor | $165 - $10,554 | 13% |
| Humanamajor | $1,143 | 93% |
| HealthPartners | $168 - $4,224 | 14% |
| Molina | $165 - $1,988 | 13% |
| Oscar Health | $1,666 - $3,131 | 136% |
| Sanford Health Plan | $2,247 - $4,224 | 184% |
| + 10 smaller / regional plans | $165 - $4,473 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at University of Iowa Hospital & Clinics
Compare: Colonoscopy with biopsy at other IA hospitals
- Waverly Health Center · Waverly $165
- Jefferson County Health Center · Fairfield $165
- Guthrie County Hospital · Guthrie Center $168
- Virginia Gay Hospital · Vinton $168
- Clarinda Regional Health Center · Clarinda $168
- Story County Hospital · Nevada $179
- Cass County Memorial Hospital · Atlantic $182
- Clarke County Hospital · Osceola $206
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at University of Iowa Hospital & Clinics (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,382
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,382).
Self-Pay Cash Rate ($2,665) Beats Your Bill
University of Iowa Hospital & Clinics's published 45 CFR § 180 self-pay cash rate is $2,665 (vs. $1,150 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $978 Fair BaseRate ($1,223 Medicare)
Your bill ($3,807) is $2,829 above the denoised Fair BaseRate ($978) and 3.1× the $1,223 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.