CMS Price Transparency Data

Diagnostic mammogram (both breasts)

Facility: Mercyone Waterloo Medical Center

Billing Code: 77066 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$135

about 0.9× the $157 Medicare rate · typically $105–$252

modeled estimate · not a bill or quote

What this hospital charges insurers

$255

Well above the fair price

about $120 over the fair price · 1.6× Medicare

Medicare pays $157 Fair price $135 This hospital $255 Cash price $490 Hospital's list price $754

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $44 Priciest $255

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

A fair price for a Diagnostic mammogram (both breasts) is about $135 (about 0.9× the $157 Medicare rate). Mercyone Waterloo Medical Center charges insurers about $255, or about $490 in cash — well above the fair price. Located in Waterloo, IA.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $135. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$101 - $754	64%
Blue Cross Blue Shieldmajor	$100	64%
Aetnamajor	$99 - $608	63%
Cignamajor	$535	341%
Ambetter (Centene)	$169	108%
GEHA	$255	162%
HealthPartners	$495	315%
Medica	$535	341%
Medical Mutual	$608	387%
Oscar Health	$155	99%
+ 15 smaller / regional plans	$134 - $608

Government programs also on file: Medicare, Medicaid.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 490), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 77066.

Insurance Before you use insurance

Call your insurance company to confirm Mercyone Waterloo Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 77066.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mercyone Waterloo Medical Center

Compare: Diagnostic mammogram (both breasts) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.