CMS Price Transparency Data

Inguinal hernia repair

Facility: Mercyone Waterloo Medical Center

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 49505
  • Insurance Median: $193
  • Cash Discount Price: $601
  • vs. Medicare Baseline: 0.05x Medicare
The contracted insurance negotiated median rate for a Inguinal hernia repair at Mercyone Waterloo Medical Center is $193. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $601. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.05x the Medicare baseline. Located in 3421 West Ninth Street, Waterloo, IA.
Cash / Self-Pay
$601

Average discount available for prompt cash payment at this facility.

Insurance Median
$193

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)
Cash / Self-Pay: $601 (16%)
Insurance Median: $193 (5%)
Cash: $601 (16% of Medicare)
Ins. Median: $193 (5% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicaid / KanCare $51 - $5,896 1%
Quiktrip $51 - $660 1%
Wc Corvel $51 - $322 1%
Amish Hospital Aid $52 - $7,762 1%
Aetna $53 - $5,719 1%
Align Senior Care $53 - $332 1%
Ally Align Care Adv $53 - $332 1%
American Health Advantage Of Idaho $53 - $332 1%
Aurora Special Needs $53 - $332 1%
Blue Care Network Advantage $53 - $332 1%
Blue Cross Blue Shield $53 - $6,202 1%
Blue Shield - De (Highmark) Medciare Advantage $53 - $332 1%
Care Dimensions $53 - $332 1%
Care Improvement Plus $53 - $332 1%
Care Resources Pace $53 - $332 1%
Careplus Health Plans $53 - $332 1%
Cca - Zing Health $53 - $332 1%
Cca Senior Care Options $53 - $332 1%
Central Valley Medical Services Corp Pace $53 - $332 1%
Champion Health Plan Mcr Advantage $53 - $332 1%
Cigna $53 - $1,058 1%
Clear Spring Health $53 - $332 1%
Clover Health $53 - $332 1%
Commonwealth Care Alliance $53 - $332 1%
Community Pace At Home $53 - $332 1%
Eddy Senior Care-Pace $53 - $332 1%
Eddy Seniorcare Pace $53 - $332 1%
Elementcare $53 - $332 1%
Evercare $53 - $332 1%
Everence $53 - $332 1%
Gateway Health Plan $53 - $332 1%
Genesys Pace Of Genesee County $53 - $332 1%
Georgia Health Advantage $53 - $332 1%
Gold Advantage $53 - $332 1%
Gpa Croell Redi Mix $53 - $332 1%
Health America Advantra $53 - $332 1%
Highmark Health Options Dual Plan $53 - $332 1%
Hope Select Pace $53 - $332 1%
Horizon Nj Total Care $53 - $332 1%
Hudson Headwaters Pace $53 - $332 1%
Humana $53 - $542 1%
Huron Valley Pace $53 - $332 1%
Innovative Integrated Health Community Plans $53 - $332 1%
Johns Hopkins Advantage Md $53 - $332 1%
Lasso Healthcare Msa $53 - $332 1%
Life St Marys Pace $53 - $332 1%
Lifecircles Pace $53 - $332 1%
Longevity Health Plan $53 - $332 1%
Longevity Ipa Of Michigan Llc Health Plan Isnp $53 - $332 1%
Martins Point Generations Advantage $53 - $332 1%
Mass General Brigham Mcr Adv $53 - $332 1%
Medicare (plans) $53 - $5,953 1%
Medipak Advantage $53 - $332 1%
Mercy Life $53 - $332 1%
Mercyone Cedar Valley $53 - $332 1%
Meridian Complete $53 - $332 1%
Michigan Complete Health $53 - $332 1%
Nascentia Health Plus $53 - $332 1%
New Centry Health Careplus $53 - $332 1%
Osu Prime Care Advantage $53 - $332 1%
Pace Cny $53 - $332 1%
Pace Iowa Immanuel Pathways $53 - $332 1%
Pace Of Southwest Michigan $53 - $332 1%
Pace Southeast $53 - $332 1%
Pace-Trinity Health $53 - $332 1%
Peak Pace Solutions $53 - $332 1%
Perennial Advantage $53 - $332 1%
Preferred Care Partners $53 - $332 1%
Presbyterian Senior Plan $53 - $332 1%
Provider Partners Health Plan Of Illinois $53 - $332 1%
Provider Partners Health Plan Of Indiana $53 - $332 1%
Pruitthealth Premier $53 - $332 1%
Reliance Community Care Partners Care Resources Pace $53 - $332 1%
Rx Allwin $53 - $332 1%
Rx Grane Grnmedd $53 - $332 1%
Rx Retiree Rx Care $53 - $332 1%
Scan Health Plan Mcr Ipa Meritage Oon $53 - $332 1%
Secure Horizons Ma Pffs $53 - $332 1%
Serenity Pace $53 - $332 1%
Siouxland Pace $53 - $332 1%
Solis Health Plans $53 - $332 1%
Sunnyview-Pace Finance Dept $53 - $332 1%
Texan Plus $53 - $332 1%
The Health Plan $53 - $332 1%
Thome Pace $53 - $332 1%
Todays Options $53 - $332 1%
Tribute Health Plans $53 - $332 1%
Um Health Advantage $53 - $332 1%
Union Health Service $53 - $332 1%
UnitedHealthcare $53 - $5,834 1%
Welbe Health $53 - $332 1%
Wellmed $53 - $332 1%
Veterans Administration $54 - $338 1%
Avera $55 - $520 2%
Claimdoc $55 - $11,731 2%
The Alliance $55 - $711 2%
American Health Plan $56 - $348 2%
Champva $56 - $348 2%
Iowa Health Advantage $56 - $348 2%
Tricare $56 - $348 2%
Triwest Health Alliance $56 - $348 2%
Us Family Health Plan $56 - $348 2%
Veterans Eval Services $56 - $348 2%
Global Excel $59 - $765 2%
Medical Associates $60 - $565 2%
Ambetter / Centene $61 - $9,805 2%
Centivo $61 - $9,688 2%
Preferred One $61 - $787 2%
Stephenson Cty Health $61 - $449 2%
Velocity $61 - $795 2%
Multiplan $62 - $620 2%
Health Partners $65 - $867 2%
Lucent Health $65 - $4,889 2%
Sanford Health Plan $65 - $609 2%
Ucare $65 - $610 2%
Health Smart $67 - $626 2%
Oscar $68 - $8,957 2%
Geha $69 - $890 2%
Bcn Domestic $70 - $6,202 2%
Blue Benefit Administrators Of Massachusetts $70 - $6,202 2%
Blue Care Network $70 - $6,202 2%
Blue Distinction Transplant $70 - $6,202 2%
Blue Shield - Ca $70 - $6,202 2%
Blue Shield - Id (Regence) $70 - $6,202 2%
Blue Shield - Ny Highmark Northeastern $70 - $6,202 2%
Blue Shield - Ny Highmark Western $70 - $6,202 2%
Blue Shield - Pa (Highmark) $70 - $6,202 2%
Blue Shield - Wa (Regence) $70 - $6,202 2%
Health Choices $70 - $1,058 2%
Kaiser Domestic $70 - $6,202 2%
Pre-Employment $70 - $6,202 2%
Usa Managed Care $70 - $657 2%
Wc Domestic $70 - $6,202 2%
Amps $73 - $457 2%
Iowa Dept Of Public Health $93 - $1,157 3%
Nebraska Total Care $93 - $1,157 3%
Meritain $115 - $4,889 3%
Newton Correctional Facility $120 - $1,504 3%
Genex Wc $139 - $1,736 4%
Allied Benefit Systems $141 - $4,889 4%
Auxiant $141 - $1,058 4%
First Choice Health $141 - $1,058 4%
Group Administrators $141 - $1,058 4%
Midlands $141 - $1,058 4%
Midlands Choice $141 - $1,058 4%
Wc Align Network $148 - $1,851 4%
Wc Praxis Health Network $157 - $1,967 4%
Wc Reny Company $161 - $2,013 4%
Wc Velocity $161 - $2,013 4%
Albany County Correctional Facility $164 - $289 4%
Amish Mennonite $164 - $289 4%
Ascension St. Vincent Public Safety Medical $164 - $289 4%
Bcccp-Michigan $164 - $289 4%
Bccp $164 - $289 4%
Bmc Healthnet $164 - $289 4%
Breast Grant-Connecticut $164 - $289 4%
Broward County Dept Of Health $164 - $289 4%
California Health And Wellness $164 - $289 4%
Can Community Health Inc $164 - $289 4%
Cardinal Innovations Lme $164 - $289 4%
Care Connections Of Northern Iowa $164 - $289 4%
Care Oregon Ohp $164 - $289 4%
Cencal Health Plan $164 - $289 4%
Cenpatico $164 - $289 4%
Chhuny $164 - $289 4%
Childrens Comm Health Plan $164 - $289 4%
Childrens Medical Services Title 19 $164 - $289 4%
City Of Philadelphia $164 - $289 4%
Cmh Allegan County $164 - $289 4%
Cmh Ausable Valley $164 - $289 4%
Cmh Barry County $164 - $289 4%
Cmh Bay-Arenac County $164 - $289 4%
Cmh Berrien County $164 - $289 4%
Cmh Cass County $164 - $289 4%
Cmh Central Mi County $164 - $289 4%
Cmh Clinton-Eaton-Ingham County $164 - $289 4%
Cmh Detroit Wayne Integrated Health Network $164 - $289 4%
Cmh Genesee County $164 - $289 4%
Cmh Ionia County $164 - $289 4%
Cmh Jackson County/Lifeways $164 - $289 4%
Cmh Kalamazoo $164 - $289 4%
Cmh Kent County $164 - $289 4%
Cmh Lenawee County $164 - $289 4%
Cmh Livingston County $164 - $289 4%
Cmh Macomb $164 - $289 4%
Cmh Misc $164 - $289 4%
Cmh Monroe County $164 - $289 4%
Cmh Montcalm County $164 - $289 4%
Cmh Muskegon County $164 - $289 4%
Cmh Newaygo County $164 - $289 4%
Cmh North Country $164 - $289 4%
Cmh Northern Lakes County $164 - $289 4%
Cmh Oakland County $164 - $289 4%
Cmh Ottawa County $164 - $289 4%
Cmh Van Buren County $164 - $289 4%
Cmh Washtenaw County $164 - $289 4%
Cmh Wayne County/Carelink $164 - $289 4%
Cmh Wayne Cty/Com Liv Svcs $164 - $289 4%
Cmh West Mi County $164 - $289 4%
Community Benefit Health $164 - $289 4%
Community Care Behavorial Health $164 - $289 4%
Community Care Partners $164 - $289 4%
Community Health Choice $164 - $289 4%
Connections Csp $164 - $289 4%
County Coroner $164 - $289 4%
County Funding Generic $164 - $289 4%
Covid19 Hrsa Uninsured Testing And Treatment Fund $164 - $289 4%
Dean Wi Badgercare $164 - $289 4%
Delaware County Department Of Health $164 - $289 4%
Delaware First Health $164 - $289 4%
Delta Dental Nj $164 - $289 4%
Dph Tb Program $164 - $289 4%
Dscc $164 - $289 4%
Eastpointe Lme $164 - $289 4%
Family Health Network $164 - $289 4%
Freedom First Healthcare $164 - $289 4%
Fresno County Ccs $164 - $289 4%
Ghc Scw Wi Badgercare $164 - $289 4%
Harbor Health $164 - $289 4%
Health Safety Net $164 - $289 4%
Healthy Blue Ne $164 - $289 4%
Hennepin Health $164 - $289 4%
Id County Ada $164 - $289 4%
Id County Canyon $164 - $289 4%
Id County Cat Fund $164 - $289 4%
Id County Other $164 - $289 4%
Id County Payette $164 - $289 4%
Idaho Dept Health And Wellfare $164 - $289 4%
Idaho Womens Health Check $164 - $289 4%
Indiana Breast Cervical Cancer $164 - $289 4%
Inland Empire Health Plan $164 - $289 4%
Intercommunity Health Ohp $164 - $289 4%
Jai Medical System $164 - $289 4%
Kern Family Health Plan $164 - $289 4%
Keystone First $164 - $289 4%
Keystone First Chip $164 - $289 4%
La Care Health Plan $164 - $289 4%
Lakeland Care Inc $164 - $289 4%
Managed Health Services - Indiana $164 - $289 4%
Maryland Breast & Cervical Program $164 - $289 4%
Maryland Healthy Smiles - Scion Dental $164 - $289 4%
Maryland Physicians Care $164 - $289 4%
Massachusetts Behavioral Health Partnership $164 - $289 4%
Mdwise $164 - $289 4%
Medi-Cal $164 - $289 4%
Medi-Cal Healthnet $164 - $289 4%
Medstar Dc Healthy Family $164 - $289 4%
Medstar Md Health Choice $164 - $289 4%
Mo Home State Health Plan $164 - $289 4%
Molina Centennial Care $164 - $289 4%
Nascentia Health Options $164 - $289 4%
New York Cancer Services Program $164 - $289 4%
Nextlevel Health $164 - $289 4%
Oregon Screenwise $164 - $289 4%
Paramount Advantage $164 - $289 4%
Parkland Community Health Plan $164 - $289 4%
Partners Behavioral Lme $164 - $289 4%
Peach State Healthplan $164 - $289 4%
Philadelphia County Funding $164 - $289 4%
Presbyterian Centennial Care $164 - $289 4%
Prestige Health Choice $164 - $289 4%
Priority Partners $164 - $289 4%
Robert F Sing Program $164 - $289 4%
Rx 340B Pass Along $164 - $289 4%
Rx Assistance/Rx Manufacturer Assistance 0 Copay $164 - $289 4%
Rx Medi-Cal $164 - $289 4%
Rx Meridian Rx $164 - $289 4%
Ryan White Florida Mssrp $164 - $289 4%
Sandhills Center Lme $164 - $289 4%
Screening For Life $164 - $289 4%
St Joseph County Hlth Dpt $164 - $289 4%
Sunshine State Health Plan $164 - $289 4%
Superior Health $164 - $289 4%
Tenncare $164 - $289 4%
Texas Children'S Health Plan $164 - $289 4%
Trillium Community Ohp $164 - $289 4%
Tufts Health Public Plans $164 - $289 4%
Vaya Health Lme $164 - $289 4%
Washtenaw Health Plan $164 - $289 4%
Wellsense Health Plan $164 - $289 4%
Wi Womens Wellness $164 - $289 4%
Auto Velocity $167 - $2,083 5%
Iowa Total Care $167 - $5,816 5%
Wc O'Hara Corp $167 - $2,083 5%
Wellpoint $169 - $298 5%
Andrie Inc $185 - $2,314 5%
East Greenbush Central School District $185 - $2,314 5%
Healthsmart Workers Comp $185 - $2,314 5%
Jag Source $185 - $2,314 5%
New York State Insurance Fund $185 - $2,314 5%
Njm Insurance Group $185 - $2,314 5%
Rx Heatlhcomp $185 - $2,314 5%
Rx Restat $185 - $2,314 5%
Rx Saif Opdp Wc $185 - $2,314 5%
Rx Worker'S Comp $185 - $2,314 5%
Wc Accident Fund $185 - $2,314 5%
Wc Ace $185 - $2,314 5%
Wc Acs Federal Employees $185 - $2,314 5%
Wc Acuity $185 - $2,314 5%
Wc Advantage $185 - $2,314 5%
Wc Aegis $185 - $2,314 5%
Wc Aig $185 - $2,314 5%
Wc Aims $185 - $2,314 5%
Wc Alaska National Ins $185 - $2,314 5%
Wc Allied $185 - $2,314 5%
Wc Am Trust N America $185 - $2,314 5%
Wc American Claims Mgmt $185 - $2,314 5%
Wc Amerisure $185 - $2,314 5%
Wc Amtrust $185 - $2,314 5%
Wc Asu Risk Mgt $185 - $2,314 5%
Wc Benetech $185 - $2,314 5%
Wc Berkley Admin $185 - $2,314 5%
Wc Broadspire $185 - $2,314 5%
Wc Broward County $185 - $2,314 5%
Wc Bunch & Associates $185 - $2,314 5%
Wc California State Comp Ins $185 - $2,314 5%
Wc California State Ins Fund $185 - $2,314 5%
Wc Capitol Area Health Consortium $185 - $2,314 5%
Wc Ccmsi $185 - $2,314 5%
Wc Chartis $185 - $2,314 5%
Wc Chubb $185 - $2,314 5%
Wc Cirma $185 - $2,314 5%
Wc City Of Albany $185 - $2,314 5%
Wc City Of Sioux City $185 - $2,314 5%
Wc Claims Mgmt Inc $185 - $2,314 5%
Wc Cna $185 - $2,314 5%
Wc Comp One Admin C/O Manageability $185 - $2,314 5%
Wc Compone Admin $185 - $2,314 5%
Wc Ct Healthcare Trust $185 - $2,314 5%
Wc Donegal Insurance Group $185 - $2,314 5%
Wc Emc Insurance Company $185 - $2,314 5%
Wc Employee Mutual $185 - $2,314 5%
Wc Enablecomp $185 - $2,314 5%
Wc Encore Health Network $185 - $2,314 5%
Wc Erie $185 - $2,314 5%
Wc Esis $185 - $2,314 5%
Wc Evolutions $185 - $2,314 5%
Wc Fcci $185 - $2,314 5%
Wc Fed Ex $185 - $2,314 5%
Wc Federal Black Lung $185 - $2,314 5%
Wc Federated $185 - $2,314 5%
Wc Finley Occupational Health $185 - $2,314 5%
Wc First Agency/Occunet $185 - $2,314 5%
Wc Ford Motor $185 - $2,314 5%
Wc Fresno Unified Emp $185 - $2,314 5%
Wc Gallagher Bassett $185 - $2,314 5%
Wc General Motors $185 - $2,314 5%
Wc Generic $185 - $2,314 5%
Wc Genex Care For Ohio $185 - $2,314 5%
Wc Great West Casualty $185 - $2,314 5%
Wc Guarantee Insurance $185 - $2,314 5%
Wc Guard Insurance Company $185 - $2,314 5%
Wc Hab $185 - $2,314 5%
Wc Hartford $185 - $2,314 5%
Wc Hastings $185 - $2,314 5%
Wc Health Management $185 - $2,314 5%
Wc Heritage Summit $185 - $2,314 5%
Wc Hireright $185 - $2,314 5%
Wc Horizon $185 - $2,314 5%
Wc Icw Group $185 - $2,314 5%
Wc Idaho State Ins Fund $185 - $2,314 5%
Wc Intercare Insurance $185 - $2,314 5%
Wc Intermountain $185 - $2,314 5%
Wc Johns Eastern $185 - $2,314 5%
Wc Kemberton $185 - $2,314 5%
Wc Key Ins & Benefit Solutions $185 - $2,314 5%
Wc Liberty Mutual $185 - $2,314 5%
Wc Mac Risk Management $185 - $2,314 5%
Wc Massachusetts $185 - $2,314 5%
Wc Mdia $185 - $2,314 5%
Wc Meadowbrook Claim $185 - $2,314 5%
Wc Medical Administrators $185 - $2,314 5%
Wc Meijers $185 - $2,314 5%
Wc Memic $185 - $2,314 5%
Wc Mercy Workcare $185 - $2,314 5%
Wc Michigan $185 - $2,314 5%
Wc Michigan Millers Mutual $185 - $2,314 5%
Wc Mitchell Frankenmuth $185 - $2,314 5%
Wc Mra $185 - $2,314 5%
Wc Nationwide $185 - $2,314 5%
Wc Nca Comp $185 - $2,314 5%
Wc New York $185 - $2,314 5%
Wc New York Special Funds $185 - $2,314 5%
Wc North American Rishces $185 - $2,314 5%
Wc Northeast Health $185 - $2,314 5%
Wc Notre Dame $185 - $2,314 5%
Wc Novanet $185 - $2,314 5%
Wc Occ Health Allen $185 - $2,314 5%
Wc Ohio Bureau $185 - $2,314 5%
Wc One Call Medical $185 - $2,314 5%
Wc Paradigm $185 - $2,314 5%
Wc Peerless $185 - $2,314 5%
Wc Pma $185 - $2,314 5%
Wc Price Chopper $185 - $2,314 5%
Wc Procura Management $185 - $2,314 5%
Wc Qualcare $185 - $2,314 5%
Wc Quiktrip $185 - $2,314 5%
Wc Rev Claims $185 - $2,314 5%
Wc Risico $185 - $2,314 5%
Wc Rural Mutual $185 - $2,314 5%
Wc Saif Oregon $185 - $2,314 5%
Wc Secura $185 - $2,314 5%
Wc Sedgwick $185 - $2,314 5%
Wc Sentry $185 - $2,314 5%
Wc Sheakley Unicomp $185 - $2,314 5%
Wc Smile Lodge $185 - $2,314 5%
Wc Society $185 - $2,314 5%
Wc Srs $185 - $2,314 5%
Wc Taconic (Mro) $185 - $2,314 5%
Wc Taconic Farms $185 - $2,314 5%
Wc Travelers $185 - $2,314 5%
Wc Triad Group $185 - $2,314 5%
Wc Tristar $185 - $2,314 5%
Wc Troy Ny $185 - $2,314 5%
Wc Tyson $185 - $2,314 5%
Wc Unified Health Services $185 - $2,314 5%
Wc United Heartland $185 - $2,314 5%
Wc Us Dept Of Labor $185 - $2,314 5%
Wc Walmart $185 - $2,314 5%
Wc West Bend $185 - $2,314 5%
Wc West Bend Mutual/Argent $185 - $2,314 5%
Wc Winnebago Industries $185 - $2,314 5%
Wc Yankee Trails $185 - $2,314 5%
Wc York Risk $185 - $2,314 5%
Wc Zenith $185 - $2,314 5%
Wc Zurich $185 - $2,314 5%
Asr Health Benefits $4,889 134%
Christian Brother Services $4,889 134%
Coventry $4,889 134%
First Health $4,889 134%
Luminare Health $4,889 134%
Medical Mutual $4,889 134%
Webtpa $4,889 134%
Nova $6,918 - $11,731 189%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3421 West Ninth Street, Waterloo, IA 50702
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals