CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Mercyone Waterloo Medical Center

Billing Code: 70553 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$404

about 1.1× the $356 Medicare rate · typically $309–$557

modeled estimate · not a bill or quote

What this hospital charges insurers

$401

About the fair price

about $3 under the fair price · 1.1× Medicare

Medicare pays $356 Fair price $404 This hospital $401 Cash price $3,315 Hospital's list price $5,100

How we calculate the fair BaseRate →

How this hospital compares to other IA hospitals

Highest price of the 9 IA hospitals we have prices for — worth calling around.

Cheapest $100 Priciest $401

Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, brain (with and without contrast) is about $404 (about 1.1× the $356 Medicare rate). Mercyone Waterloo Medical Center charges insurers about $401, or about $3,315 in cash — about the fair price. Located in Waterloo, IA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Kaiser Permanente Humana

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$335 - $5,100	94%
Blue Cross Blue Shieldmajor	$332 - $356	93%
Aetnamajor	$329 - $1,496	92%
Cignamajor	$3,621	1016%
Kaiser Permanentemajor	$356	100%
Ambetter (Centene)	$563	158%
GEHA	$829	233%
HealthPartners	$3,346	939%
Medica	$3,621	1016%
Medical Mutual	$1,496	420%
Oscar Health	$515	144%
+ 20 smaller / regional plans	$334 - $5,100

Government programs also on file: Medicare, Medicaid.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,315), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70553.

Insurance Before you use insurance

Call your insurance company to confirm Mercyone Waterloo Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 70553.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Mercyone Waterloo Medical Center

Compare: MRI, brain (with and without contrast) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.