CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Mercyone Waterloo Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 95810
  • Insurance Median: $464
  • Cash Discount Price: $1,507
  • vs. Medicare Baseline: 0.53x Medicare
The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Mercyone Waterloo Medical Center is $464. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,507. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.53x the Medicare baseline. Located in 3421 West Ninth Street, Waterloo, IA.
Cash / Self-Pay
$1,507

Average discount available for prompt cash payment at this facility.

Insurance Median
$464

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)
Cash / Self-Pay: $1,507 (172%)
Insurance Median: $464 (53%)
Cash: $1,507 (172% of Medicare)
Ins. Median: $464 (53% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

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Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicaid / KanCare $76 - $1,785 9%
Aetna $79 - $2,191 9%
Champva $108 - $559 12%
Humana $108 - $991 12%
Tricare $108 - $559 12%
Triwest Health Alliance $108 - $559 12%
Us Family Health Plan $108 - $559 12%
Veterans Eval Services $108 - $559 12%
Wc Corvel $109 - $588 12%
Align Senior Care $112 - $607 13%
Ally Align Care Adv $112 - $607 13%
American Health Advantage Of Idaho $112 - $607 13%
Aurora Special Needs $112 - $607 13%
Blue Care Network Advantage $112 - $607 13%
Blue Cross Blue Shield $112 - $1,477 13%
Blue Shield - De (Highmark) Medciare Advantage $112 - $607 13%
Care Dimensions $112 - $607 13%
Care Improvement Plus $112 - $607 13%
Care Resources Pace $112 - $607 13%
Careplus Health Plans $112 - $607 13%
Cca - Zing Health $112 - $607 13%
Cca Senior Care Options $112 - $607 13%
Central Valley Medical Services Corp Pace $112 - $607 13%
Champion Health Plan Mcr Advantage $112 - $607 13%
Cigna $112 - $4,223 13%
Clear Spring Health $112 - $607 13%
Clover Health $112 - $607 13%
Commonwealth Care Alliance $112 - $607 13%
Community Pace At Home $112 - $607 13%
Eddy Senior Care-Pace $112 - $607 13%
Eddy Seniorcare Pace $112 - $607 13%
Elementcare $112 - $607 13%
Evercare $112 - $607 13%
Everence $112 - $607 13%
Gateway Health Plan $112 - $607 13%
Genesys Pace Of Genesee County $112 - $607 13%
Georgia Health Advantage $112 - $607 13%
Gold Advantage $112 - $607 13%
Gpa Croell Redi Mix $112 - $607 13%
Health America Advantra $112 - $607 13%
Highmark Health Options Dual Plan $112 - $607 13%
Hope Select Pace $112 - $607 13%
Horizon Nj Total Care $112 - $607 13%
Hudson Headwaters Pace $112 - $607 13%
Huron Valley Pace $112 - $607 13%
Innovative Integrated Health Community Plans $112 - $607 13%
Johns Hopkins Advantage Md $112 - $607 13%
Lasso Healthcare Msa $112 - $607 13%
Life St Marys Pace $112 - $607 13%
Lifecircles Pace $112 - $607 13%
Longevity Health Plan $112 - $607 13%
Longevity Ipa Of Michigan Llc Health Plan Isnp $112 - $607 13%
Martins Point Generations Advantage $112 - $607 13%
Mass General Brigham Mcr Adv $112 - $607 13%
Medicare (plans) $112 - $842 13%
Medipak Advantage $112 - $607 13%
Mercy Life $112 - $607 13%
Mercyone Cedar Valley $112 - $607 13%
Meridian Complete $112 - $607 13%
Michigan Complete Health $112 - $607 13%
Nascentia Health Plus $112 - $607 13%
New Centry Health Careplus $112 - $607 13%
Osu Prime Care Advantage $112 - $607 13%
Pace Cny $112 - $607 13%
Pace Iowa Immanuel Pathways $112 - $607 13%
Pace Of Southwest Michigan $112 - $607 13%
Pace Southeast $112 - $607 13%
Pace-Trinity Health $112 - $607 13%
Peak Pace Solutions $112 - $607 13%
Perennial Advantage $112 - $607 13%
Preferred Care Partners $112 - $607 13%
Presbyterian Senior Plan $112 - $607 13%
Provider Partners Health Plan Of Illinois $112 - $607 13%
Provider Partners Health Plan Of Indiana $112 - $607 13%
Pruitthealth Premier $112 - $607 13%
Reliance Community Care Partners Care Resources Pace $112 - $607 13%
Rx Allwin $112 - $607 13%
Rx Grane Grnmedd $112 - $607 13%
Rx Retiree Rx Care $112 - $607 13%
Scan Health Plan Mcr Ipa Meritage Oon $112 - $607 13%
Secure Horizons Ma Pffs $112 - $607 13%
Serenity Pace $112 - $607 13%
Siouxland Pace $112 - $607 13%
Solis Health Plans $112 - $607 13%
Sunnyview-Pace Finance Dept $112 - $607 13%
Texan Plus $112 - $607 13%
The Health Plan $112 - $607 13%
Thome Pace $112 - $607 13%
Todays Options $112 - $607 13%
Tribute Health Plans $112 - $607 13%
Um Health Advantage $112 - $607 13%
Union Health Service $112 - $607 13%
UnitedHealthcare $112 - $5,948 13%
Welbe Health $112 - $607 13%
Wellmed $112 - $607 13%
Veterans Administration $114 - $619 13%
American Health Plan $118 - $637 13%
Iowa Health Advantage $118 - $637 13%
Stephenson Cty Health $125 - $689 14%
Nebraska Total Care $142 - $1,785 16%
Amish Hospital Aid $152 - $1,098 17%
Amps $154 - $836 18%
Naphcare $154 - $836 18%
Naphcare Correctional $154 - $836 18%
Avera $176 - $1,003 20%
Albany County Correctional Facility $188 - $544 21%
Ambetter / Centene $188 - $1,387 21%
Amish Mennonite $188 - $544 21%
Ascension St. Vincent Public Safety Medical $188 - $544 21%
Bcccp-Michigan $188 - $544 21%
Bccp $188 - $544 21%
Bmc Healthnet $188 - $544 21%
Breast Grant-Connecticut $188 - $544 21%
Broward County Dept Of Health $188 - $544 21%
California Health And Wellness $188 - $544 21%
Can Community Health Inc $188 - $544 21%
Cardinal Innovations Lme $188 - $544 21%
Care Connections Of Northern Iowa $188 - $544 21%
Care Oregon Ohp $188 - $544 21%
Cencal Health Plan $188 - $544 21%
Cenpatico $188 - $544 21%
Chhuny $188 - $544 21%
Childrens Comm Health Plan $188 - $544 21%
Childrens Medical Services Title 19 $188 - $544 21%
City Of Philadelphia $188 - $544 21%
Cmh Allegan County $188 - $544 21%
Cmh Ausable Valley $188 - $544 21%
Cmh Barry County $188 - $544 21%
Cmh Bay-Arenac County $188 - $544 21%
Cmh Berrien County $188 - $544 21%
Cmh Cass County $188 - $544 21%
Cmh Central Mi County $188 - $544 21%
Cmh Clinton-Eaton-Ingham County $188 - $544 21%
Cmh Detroit Wayne Integrated Health Network $188 - $544 21%
Cmh Genesee County $188 - $544 21%
Cmh Ionia County $188 - $544 21%
Cmh Jackson County/Lifeways $188 - $544 21%
Cmh Kalamazoo $188 - $544 21%
Cmh Kent County $188 - $544 21%
Cmh Lenawee County $188 - $544 21%
Cmh Livingston County $188 - $544 21%
Cmh Macomb $188 - $544 21%
Cmh Misc $188 - $544 21%
Cmh Monroe County $188 - $544 21%
Cmh Montcalm County $188 - $544 21%
Cmh Muskegon County $188 - $544 21%
Cmh Newaygo County $188 - $544 21%
Cmh North Country $188 - $544 21%
Cmh Northern Lakes County $188 - $544 21%
Cmh Oakland County $188 - $544 21%
Cmh Ottawa County $188 - $544 21%
Cmh Van Buren County $188 - $544 21%
Cmh Washtenaw County $188 - $544 21%
Cmh Wayne County/Carelink $188 - $544 21%
Cmh Wayne Cty/Com Liv Svcs $188 - $544 21%
Cmh West Mi County $188 - $544 21%
Community Benefit Health $188 - $544 21%
Community Care Behavorial Health $188 - $544 21%
Community Care Partners $188 - $544 21%
Community Health Choice $188 - $544 21%
Connections Csp $188 - $544 21%
County Coroner $188 - $544 21%
County Funding Generic $188 - $544 21%
Covid19 Hrsa Uninsured Testing And Treatment Fund $188 - $544 21%
Dean Wi Badgercare $188 - $544 21%
Delaware County Department Of Health $188 - $544 21%
Delaware First Health $188 - $544 21%
Delta Dental Nj $188 - $544 21%
Dph Tb Program $188 - $544 21%
Dscc $188 - $544 21%
Eastpointe Lme $188 - $544 21%
Family Health Network $188 - $544 21%
Freedom First Healthcare $188 - $544 21%
Fresno County Ccs $188 - $544 21%
Ghc Scw Wi Badgercare $188 - $544 21%
Harbor Health $188 - $544 21%
Health Safety Net $188 - $544 21%
Healthy Blue Ne $188 - $544 21%
Hennepin Health $188 - $544 21%
Id County Ada $188 - $544 21%
Id County Canyon $188 - $544 21%
Id County Cat Fund $188 - $544 21%
Id County Other $188 - $544 21%
Id County Payette $188 - $544 21%
Idaho Dept Health And Wellfare $188 - $544 21%
Idaho Womens Health Check $188 - $544 21%
Indiana Breast Cervical Cancer $188 - $544 21%
Inland Empire Health Plan $188 - $544 21%
Intercommunity Health Ohp $188 - $544 21%
Jai Medical System $188 - $544 21%
Kern Family Health Plan $188 - $544 21%
Keystone First $188 - $544 21%
Keystone First Chip $188 - $544 21%
La Care Health Plan $188 - $544 21%
Lakeland Care Inc $188 - $544 21%
Managed Health Services - Indiana $188 - $544 21%
Maryland Breast & Cervical Program $188 - $544 21%
Maryland Healthy Smiles - Scion Dental $188 - $544 21%
Maryland Physicians Care $188 - $544 21%
Massachusetts Behavioral Health Partnership $188 - $544 21%
Mdwise $188 - $544 21%
Medi-Cal $188 - $544 21%
Medi-Cal Healthnet $188 - $544 21%
Medstar Dc Healthy Family $188 - $544 21%
Medstar Md Health Choice $188 - $544 21%
Mo Home State Health Plan $188 - $544 21%
Molina Centennial Care $188 - $544 21%
Nascentia Health Options $188 - $544 21%
New York Cancer Services Program $188 - $544 21%
Nextlevel Health $188 - $544 21%
Oregon Screenwise $188 - $544 21%
Paramount Advantage $188 - $544 21%
Parkland Community Health Plan $188 - $544 21%
Partners Behavioral Lme $188 - $544 21%
Peach State Healthplan $188 - $544 21%
Philadelphia County Funding $188 - $544 21%
Presbyterian Centennial Care $188 - $544 21%
Prestige Health Choice $188 - $544 21%
Priority Partners $188 - $544 21%
Robert F Sing Program $188 - $544 21%
Rx 340B Pass Along $188 - $544 21%
Rx Assistance/Rx Manufacturer Assistance 0 Copay $188 - $544 21%
Rx Medi-Cal $188 - $544 21%
Rx Meridian Rx $188 - $544 21%
Ryan White Florida Mssrp $188 - $544 21%
Sandhills Center Lme $188 - $544 21%
Screening For Life $188 - $544 21%
St Joseph County Hlth Dpt $188 - $544 21%
Sunshine State Health Plan $188 - $544 21%
Superior Health $188 - $544 21%
Tenncare $188 - $544 21%
Texas Children'S Health Plan $188 - $544 21%
Trillium Community Ohp $188 - $544 21%
Tufts Health Public Plans $188 - $544 21%
Vaya Health Lme $188 - $544 21%
Washtenaw Health Plan $188 - $544 21%
Wellsense Health Plan $188 - $544 21%
Wi Womens Wellness $188 - $544 21%
Iowa Total Care $191 - $823 22%
Medical Associates $191 - $1,398 22%
Preferred Health Choice $191 - $1,035 22%
Sanford Health Plan $191 - $1,079 22%
Wellpoint $193 - $560 22%
Lucent Health $206 - $2,191 23%
Ucare $206 - $1,199 23%
Health Smart $212 - $1,146 24%
Usa Managed Care $222 - $1,202 25%
Centivo $223 - $1,370 25%
Oscar $223 - $1,267 25%
Quiktrip $223 - $1,208 25%
Bcn Domestic $232 - $1,255 26%
Blue Benefit Administrators Of Massachusetts $232 - $1,255 26%
Blue Care Network $232 - $1,255 26%
Blue Distinction Transplant $232 - $1,255 26%
Blue Shield - Ca $232 - $1,255 26%
Blue Shield - Id (Regence) $232 - $1,255 26%
Blue Shield - Ny Highmark Northeastern $232 - $1,255 26%
Blue Shield - Ny Highmark Western $232 - $1,255 26%
Blue Shield - Pa (Highmark) $232 - $1,255 26%
Blue Shield - Wa (Regence) $232 - $1,255 26%
Health Choices $232 - $1,605 26%
Kaiser Domestic $232 - $1,255 26%
Pre-Employment $232 - $1,255 26%
Wc Domestic $232 - $1,255 26%
Health Partners $233 - $3,902 27%
Preferred One $236 - $1,222 27%
Claimdoc $239 - $1,659 27%
The Alliance $240 - $1,301 27%
Meritain $245 - $2,191 28%
Global Excel $259 - $1,400 30%
Velocity $269 - $1,456 31%
Newton Correctional Facility $302 - $1,160 34%
Allied Benefit Systems $306 - $2,191 35%
Auxiant $306 - $4,223 35%
First Choice Health $306 - $1,605 35%
Group Administrators $306 - $1,605 35%
Midlands $306 - $4,223 35%
Midlands Choice $306 - $4,223 35%
Geha $326 - $2,511 37%
Genex Wc $348 - $1,339 40%
Wc Align Network $371 - $1,428 42%
Wc Praxis Health Network $394 - $1,517 45%
Wc Reny Company $404 - $1,553 46%
Wc Velocity $404 - $1,553 46%
Auto Velocity $418 - $1,606 48%
Wc O'Hara Corp $418 - $1,606 48%
Multiplan $450 - $1,785 51%
Andrie Inc $464 - $1,785 53%
East Greenbush Central School District $464 - $1,785 53%
Healthsmart Workers Comp $464 - $1,785 53%
Iowa Dept Of Public Health $464 - $5,948 53%
Jag Source $464 - $1,785 53%
New York State Insurance Fund $464 - $1,785 53%
Njm Insurance Group $464 - $1,785 53%
Rx Heatlhcomp $464 - $1,785 53%
Rx Restat $464 - $1,785 53%
Rx Saif Opdp Wc $464 - $1,785 53%
Rx Worker'S Comp $464 - $1,785 53%
Wc Accident Fund $464 - $1,785 53%
Wc Ace $464 - $1,785 53%
Wc Acs Federal Employees $464 - $1,785 53%
Wc Acuity $464 - $1,785 53%
Wc Advantage $464 - $1,785 53%
Wc Aegis $464 - $1,785 53%
Wc Aig $464 - $1,785 53%
Wc Aims $464 - $1,785 53%
Wc Alaska National Ins $464 - $1,785 53%
Wc Allied $464 - $1,785 53%
Wc Am Trust N America $464 - $1,785 53%
Wc American Claims Mgmt $464 - $1,785 53%
Wc Amerisure $464 - $1,785 53%
Wc Amtrust $464 - $1,785 53%
Wc Asu Risk Mgt $464 - $1,785 53%
Wc Benetech $464 - $1,785 53%
Wc Berkley Admin $464 - $1,785 53%
Wc Broadspire $464 - $1,785 53%
Wc Broward County $464 - $1,785 53%
Wc Bunch & Associates $464 - $1,785 53%
Wc California State Comp Ins $464 - $1,785 53%
Wc California State Ins Fund $464 - $1,785 53%
Wc Capitol Area Health Consortium $464 - $1,785 53%
Wc Ccmsi $464 - $1,785 53%
Wc Chartis $464 - $1,785 53%
Wc Chubb $464 - $1,785 53%
Wc Cirma $464 - $1,785 53%
Wc City Of Albany $464 - $1,785 53%
Wc City Of Sioux City $464 - $1,785 53%
Wc Claims Mgmt Inc $464 - $1,785 53%
Wc Cna $464 - $1,785 53%
Wc Comp One Admin C/O Manageability $464 - $1,785 53%
Wc Compone Admin $464 - $1,785 53%
Wc Ct Healthcare Trust $464 - $1,785 53%
Wc Donegal Insurance Group $464 - $1,785 53%
Wc Emc Insurance Company $464 - $1,785 53%
Wc Employee Mutual $464 - $1,785 53%
Wc Enablecomp $464 - $1,785 53%
Wc Encore Health Network $464 - $1,785 53%
Wc Erie $464 - $1,785 53%
Wc Esis $464 - $1,785 53%
Wc Evolutions $464 - $1,785 53%
Wc Fcci $464 - $1,785 53%
Wc Fed Ex $464 - $1,785 53%
Wc Federal Black Lung $464 - $1,785 53%
Wc Federated $464 - $1,785 53%
Wc Finley Occupational Health $464 - $1,785 53%
Wc First Agency/Occunet $464 - $1,785 53%
Wc Ford Motor $464 - $1,785 53%
Wc Fresno Unified Emp $464 - $1,785 53%
Wc Gallagher Bassett $464 - $1,785 53%
Wc General Motors $464 - $1,785 53%
Wc Generic $464 - $1,785 53%
Wc Genex Care For Ohio $464 - $1,785 53%
Wc Great West Casualty $464 - $1,785 53%
Wc Guarantee Insurance $464 - $1,785 53%
Wc Guard Insurance Company $464 - $1,785 53%
Wc Hab $464 - $1,785 53%
Wc Hartford $464 - $1,785 53%
Wc Hastings $464 - $1,785 53%
Wc Health Management $464 - $1,785 53%
Wc Heritage Summit $464 - $1,785 53%
Wc Hireright $464 - $1,785 53%
Wc Horizon $464 - $1,785 53%
Wc Icw Group $464 - $1,785 53%
Wc Idaho State Ins Fund $464 - $1,785 53%
Wc Intercare Insurance $464 - $1,785 53%
Wc Intermountain $464 - $1,785 53%
Wc Johns Eastern $464 - $1,785 53%
Wc Kemberton $464 - $1,785 53%
Wc Key Ins & Benefit Solutions $464 - $1,785 53%
Wc Liberty Mutual $464 - $1,785 53%
Wc Mac Risk Management $464 - $1,785 53%
Wc Massachusetts $464 - $1,785 53%
Wc Mdia $464 - $1,785 53%
Wc Meadowbrook Claim $464 - $1,785 53%
Wc Medical Administrators $464 - $1,785 53%
Wc Meijers $464 - $1,785 53%
Wc Memic $464 - $1,785 53%
Wc Mercy Workcare $464 - $1,785 53%
Wc Michigan $464 - $1,785 53%
Wc Michigan Millers Mutual $464 - $1,785 53%
Wc Mitchell Frankenmuth $464 - $1,785 53%
Wc Mra $464 - $1,785 53%
Wc Nationwide $464 - $1,785 53%
Wc Nca Comp $464 - $1,785 53%
Wc New York $464 - $1,785 53%
Wc New York Special Funds $464 - $1,785 53%
Wc North American Rishces $464 - $1,785 53%
Wc Northeast Health $464 - $1,785 53%
Wc Notre Dame $464 - $1,785 53%
Wc Novanet $464 - $1,785 53%
Wc Occ Health Allen $464 - $1,785 53%
Wc Ohio Bureau $464 - $1,785 53%
Wc One Call Medical $464 - $1,785 53%
Wc Paradigm $464 - $1,785 53%
Wc Peerless $464 - $1,785 53%
Wc Pma $464 - $1,785 53%
Wc Price Chopper $464 - $1,785 53%
Wc Procura Management $464 - $1,785 53%
Wc Qualcare $464 - $1,785 53%
Wc Quiktrip $464 - $1,785 53%
Wc Rev Claims $464 - $1,785 53%
Wc Risico $464 - $1,785 53%
Wc Rural Mutual $464 - $1,785 53%
Wc Saif Oregon $464 - $1,785 53%
Wc Secura $464 - $1,785 53%
Wc Sedgwick $464 - $1,785 53%
Wc Sentry $464 - $1,785 53%
Wc Sheakley Unicomp $464 - $1,785 53%
Wc Smile Lodge $464 - $1,785 53%
Wc Society $464 - $1,785 53%
Wc Srs $464 - $1,785 53%
Wc Taconic (Mro) $464 - $1,785 53%
Wc Taconic Farms $464 - $1,785 53%
Wc Travelers $464 - $1,785 53%
Wc Triad Group $464 - $1,785 53%
Wc Tristar $464 - $1,785 53%
Wc Troy Ny $464 - $1,785 53%
Wc Tyson $464 - $1,785 53%
Wc Unified Health Services $464 - $1,785 53%
Wc United Heartland $464 - $1,785 53%
Wc Us Dept Of Labor $464 - $1,785 53%
Wc Walmart $464 - $1,785 53%
Wc West Bend $464 - $1,785 53%
Wc West Bend Mutual/Argent $464 - $1,785 53%
Wc Winnebago Industries $464 - $1,785 53%
Wc Yankee Trails $464 - $1,785 53%
Wc York Risk $464 - $1,785 53%
Wc Zenith $464 - $1,785 53%
Wc Zurich $464 - $1,785 53%
Nova $1,659 189%
Asr Health Benefits $2,191 250%
Christian Brother Services $2,191 250%
Coventry $2,191 250%
First Health $2,191 250%
Luminare Health $2,191 250%
Medical Mutual $2,191 250%
Webtpa $2,191 250%
Medica $4,223 481%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 3421 West Ninth Street, Waterloo, IA 50702
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals