Sleep study (overnight, in lab)
Facility: Mercyone Waterloo Medical Center
Billing Code: 95810 (CPT)
On the higher side — 6 of 8 other IA hospitals charge less.
Black dot = this hospital, among the 9 IA hospitals with a price for this procedure. Full list below.
⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Sleep study (overnight, in lab) is about $194 (about 0.2× the $877 Medicare rate). Mercyone Waterloo Medical Center charges insurers about $431, or about $1,507 in cash — well above the fair price. Located in Waterloo, IA.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $194. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $112 - $5,948 | 13% |
| Blue Cross Blue Shieldmajor | $112 - $1,477 | 13% |
| Aetnamajor | $79 - $2,191 | 9% |
| Cignamajor | $112 - $4,223 | 13% |
| Humanamajor | $108 - $991 | 12% |
| Kaiser Permanentemajor | $232 - $1,255 | 26% |
| Ambetter (Centene) | $188 - $1,387 | 21% |
| Clover Health | $112 - $607 | 13% |
| GEHA | $326 - $2,511 | 37% |
| Health Net | $188 - $1,785 | 21% |
| HealthPartners | $188 - $3,902 | 21% |
| Medica | $4,223 | 481% |
| Medical Mutual | $2,191 | 250% |
| Meridian | $112 - $607 | 13% |
| Molina | $188 - $544 | 21% |
| Oscar Health | $223 - $1,267 | 25% |
| Paramount | $188 - $544 | 21% |
| Presbyterian | $112 - $607 | 13% |
| Sanford Health Plan | $191 - $1,079 | 22% |
| Tufts Health Plan | $188 - $544 | 21% |
| UCare | $206 - $1,199 | 23% |
| WellMed | $112 - $607 | 13% |
| WellSense | $188 - $544 | 21% |
| + 359 smaller / regional plans | $108 - $5,948 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Mercyone Waterloo Medical Center
Compare: Sleep study (overnight, in lab) at other IA hospitals
- Waverly Health Center · Waverly $211
- Iowa Specialty Hospital - Belmond · Belmond $218
- Southeast Iowa Regional Medical Center · West Burlington $232
- Iowa Specialty Hospital - Clarion · Clarion $238
- Decatur County Hospital · Leon $239
- Henry County Health Center · Mount Pleasant $272
- Clarke County Hospital · Osceola $518
- Mercyone North Iowa Medical Center · Mason City $544
Insurance negotiated median for the same procedure, sorted lowest first.