CMS Price Transparency Data

Blood test, PSA (prostate screen)

Facility: Spencer Municipal Hospital

Billing Code: 84153 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 84153
  • Insurance Median: $83
  • Cash Discount Price: $73
  • vs. Medicare Baseline: 4.51x Medicare
The contracted insurance negotiated median rate for a Blood test, PSA (prostate screen) at Spencer Municipal Hospital is $83. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $73. Compared to the federal Medicare reimbursement reference rate of $18.39, this hospital’s rate is 4.51x the Medicare baseline. Located in 1200 1St Avenue East, Spencer, IA.
Cash / Self-Pay
$73

Average discount available for prompt cash payment at this facility.

Insurance Median
$83

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$18.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $18.39 (100%)
Cash / Self-Pay: $73 (397%)
Insurance Median: $83 (451%)
Cash: $73 (397% of Medicare)
Ins. Median: $83 (451% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $18.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 451% of the Medicare baseline (a markup of 351%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicaid / KanCare $17 92%
Medicare (plans) $18 - $19 98%
UnitedHealthcare $18 - $88 98%
Humana $19 - $93 103%
Wellmark Hmo $55 299%
Wellmark Ppo $60 326%
Healthpartners (All) $78 424%
Midlands Choice - Ilcc $83 451%
Midlands Choice - Morton Bldg $83 451%
Coventry - Commercial Hmo $88 479%
Avera Health Plan $93 506%
Coventry - Commercial Ppo $93 506%
First Choice Of Midwest $93 506%
Midlands Choice (All Others) $93 506%
Sanford Health $93 506%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1200 1St Avenue East, Spencer, IA 51301
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Local
  • Hospital Type: Acute Care Hospitals