CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Spencer Municipal Hospital

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 871
  • Insurance Median: $23,361
  • Cash Discount Price: $20,024
  • vs. Medicare Baseline: 1.65x Medicare
The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Spencer Municipal Hospital is $23,361. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $20,024. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.65x the Medicare baseline. Located in 1200 1St Avenue East, Spencer, IA.
Cash / Self-Pay
$20,024

Average discount available for prompt cash payment at this facility.

Insurance Median
$23,361

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)
Cash / Self-Pay: $20,024 (142%)
Insurance Median: $23,361 (165%)
Cash: $20,024 (142% of Medicare)
Ins. Median: $23,361 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicaid / KanCare $10,944 78%
Medicare (plans) $15,249 - $15,401 108%
UnitedHealthcare $15,249 - $24,029 108%
Humana $15,401 - $25,364 109%
Healthpartners (All) $21,359 151%
Midlands Choice - Ilcc $22,694 161%
Midlands Choice - Morton Bldg $22,694 161%
Coventry - Commercial Hmo $24,029 170%
Avera Health Plan $25,364 180%
Coventry - Commercial Ppo $25,364 180%
First Choice Of Midwest $25,364 180%
Midlands Choice (All Others) $25,364 180%
Sanford Health $25,364 180%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1200 1St Avenue East, Spencer, IA 51301
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Local
  • Hospital Type: Acute Care Hospitals