CMS Price Transparency Data

Group therapy session

Facility: Iowa Specialty Hospital - Belmond

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $72
Cash Discount Price: $102
vs. Medicare Baseline: 0.69x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Iowa Specialty Hospital - Belmond is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $102. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.69x the Medicare baseline. Located in 403 First Street Se, Belmond, IA.

Cash / Self-Pay

$102

Average discount available for prompt cash payment at this facility.

Insurance Median

$72

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $102 (98%)

Insurance Median: $72 (69%)

Cash: $102 (98% of Medicare)

Ins. Median: $72 (69% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$24 - $245	23%
Tricare	$24 - $83	23%
Triwest Va Choice And Pc3-All Plans	$24 - $83	23%
UnitedHealthcare	$24 - $226	23%
Wellmark Hmo	$29 - $156	28%
Wellmark Ppo-All Other Plans	$30 - $172	29%
Healthscope Stellar - All Plans	$40 - $136	39%
Cigna	$51 - $250	49%
Health Partners Ish-All Other Plans	$51 - $206	49%
Midlands Choice-All Plans	$51 - $250	49%
Auxiant Clarion Schools-All Plans	$53 - $168	51%
Health Partners Prestage	$61 - $194	59%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $102.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Iowa Specialty Hospital - Belmond is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.