CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Virginia Gay Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $211
Cash Discount Price: $221
vs. Medicare Baseline: 0.94x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Virginia Gay Hospital is $211. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $221. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.94x the Medicare baseline. Located in 502 North 9Th Avenue, Vinton, IA.

Cash / Self-Pay

$221

Average discount available for prompt cash payment at this facility.

Insurance Median

$211

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $221 (99%)

Insurance Median: $211 (94%)

Cash: $221 (99% of Medicare)

Ins. Median: $211 (94% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Alliance Mcr Adv	$8 - $121	4%
UnitedHealthcare	$8 - $148	4%
Va Ccn-All Plans	$8 - $115	4%
Health Alliance-All Other Plans	$14 - $295	6%
Medical Associates-All Plans	$14 - $233	6%
Midlands Choice-All Plans	$36	16%
Humana	$70 - $249	31%
Corvel-All Plans	$114 - $289	51%
Medicaid / KanCare	$115 - $224	51%
Cedar Valley Community Healthcare-All Plans	$211 - $245	94%
Health Partners-All Plans	$228 - $264	102%
Healthsmart-All Plans	$228 - $264	102%
Aetna	$260 - $302	116%
Wellmark Hmo	$328	147%
Wellmark Ppo-All Other Plans	$361	161%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $221.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Virginia Gay Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.