CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Clarinda Regional Health Center

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $130
Cash Discount Price: $139
vs. Medicare Baseline: 0.96x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Clarinda Regional Health Center is $130. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $139. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.96x the Medicare baseline. Located in 220 Essie Davison Drive, Clarinda, IA.

Cash / Self-Pay

$139

Average discount available for prompt cash payment at this facility.

Insurance Median

$130

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $139 (103%)

Insurance Median: $130 (96%)

Cash: $139 (103% of Medicare)

Ins. Median: $130 (96% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$27 - $250	20%
Molina Mcr Adv-All Plans	$27 - $237	20%
UnitedHealthcare	$27 - $225	20%
Blue Cross Blue Shield	$28 - $241	21%
Amerigroup Ia Mcaid-All Plans	$30 - $250	22%
Ia Total Care Mcaid-All Plans	$30 - $250	22%
Geha-All Plans	$53 - $232	39%
Coventry Health-All Other Plans	$54 - $235	40%
Midlands Choice-All Plans	$54 - $237	40%
Multiplan-All Plans	$54 - $237	40%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Clarinda Regional Health Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.