Clarinda Regional Health Center
220 Essie Davison Drive, Clarinda, IA 51632 · 115 Priced Procedures · 76% Patient Recommendation
Typical commercial prices here are +67% above the fair benchmark (1.67×) even after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 1.67× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
Clarinda Regional Health Center maintains elevated commercial insurance contracts (1.67× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 41% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.95× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 41% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 76% patient recommendation (69/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.67× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 1.67× Fair BaseRate (2.1× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 2.09×) jump +25% above the median procedure ratio (Q50 1.67×)
- Unnegotiated chargemaster list prices average 7.3× Medicare (24¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Clarinda Regional Health Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 115 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sleep study (overnight, in lab) CPT Code: 95810 | $2,961 | unverified |
| Rabies immune globulin HCPCS Code: 90375 | $2,690 | 8.4× |
| Total knee replacement CPT Code: 27447 | $2,528 | 0.2× |
| Total hip replacement CPT Code: 27130 | $2,437 | 0.2× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $2,382 | 0.4× |
| C-section delivery (full package) CPT Code: 59510 | $2,198 | 0.7× |
| Vaginal delivery (full package) CPT Code: 59400 | $1,988 | 0.7× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $1,419 | 2.4× |
| Bunion correction surgery CPT Code: 28296 | $1,344 | 0.4× |
| Trauma team activation HCPCS Code: G0390 | $1,102 | 0.8× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $1,038 | 2.0× |
| CT scan, head (no contrast) CPT Code: 70450 | $868 | 5.4× |
| CT scan, head (with contrast) CPT Code: 70460 | $868 | 3.6× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $868 | 3.4× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $868 | 2.9× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $868 | 1.9× |
| Breast lump removal CPT Code: 19120 | $870 | 0.2× |
| MRI, lower back (no contrast) CPT Code: 72148 | $772 | 2.3× |
| MRI, brain (no contrast) CPT Code: 70551 | $772 | 2.3× |
| MRI, knee or other leg joint CPT Code: 73721 | $772 | 2.1× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $476 | 0.1× |
| Inguinal hernia repair CPT Code: 49505 | $460 | 0.1× |
| Ultrasound, pelvis CPT Code: 76856 | $416 | 3.2× |
| Ultrasound, abdomen (complete) CPT Code: 76700 | $416 | 3.1× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $416 | 1.5× |
Audit a Bill or Quote at Clarinda Regional Health Center (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Self-Pay Cash Rate ($2,032) Beats Your Bill
Clarinda Regional Health Center's published 45 CFR § 180 self-pay cash rate is $2,032 (vs. $2,961 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $1,021 Fair BaseRate ($877 Medicare)
Your bill ($3,443) is $2,422 above the denoised Fair BaseRate ($1,021) and 3.9× the $877 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Clarinda Regional Health Center as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare (41 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Clarinda Regional Health Center.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.