CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Shenandoah Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,049
Cash Discount Price: $2,005
vs. Medicare Baseline: 1.20x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Shenandoah Medical Center is $1,049. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,005. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.20x the Medicare baseline. Located in 300 Pershing Avenue, Shenandoah, IA.

Cash / Self-Pay

$2,005

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,049

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $2,005 (229%)

Insurance Median: $1,049 (120%)

Cash: $2,005 (229% of Medicare)

Ins. Median: $1,049 (120% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$877 - $3,022	100%
Home State Health Plan Mcaid-All Plans	$1,018	116%
Molina Mcd	$1,018	116%
Nebraska Total Care Mcaid-All Plans	$1,018	116%
Iowa Total Care Mcaid-All Plans	$1,028	117%
Amerigroup Mcaid-All Plans	$1,038	118%
Triwest Wellmark - All Plans	$1,038	118%
Aetna	$1,049 - $2,961	120%
Molina Mcr - All Other Plans	$1,049	120%
Tricare	$1,049	120%
Wellcare Mcr Adv - All Plans	$1,049	120%
Blue Cross Blue Shield	$1,067	122%
Midlands Choice-All Plans	$2,868	327%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,005.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Shenandoah Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.