CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Buena Vista Regional Medical Center

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92507
Insurance Median: $277
Cash Discount Price: $229
vs. Medicare Baseline: 3.64x Medicare

The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Buena Vista Regional Medical Center is $277. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $229. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 3.64x the Medicare baseline. Located in 1525 West 5Th Street, Storm Lake, IA.

Cash / Self-Pay

$229

Average discount available for prompt cash payment at this facility.

Insurance Median

$277

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)

Cash / Self-Pay: $229 (301%)

Insurance Median: $277 (364%)

Cash: $229 (301% of Medicare)

Ins. Median: $277 (364% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 364% of the Medicare baseline (a markup of 264%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$152 - $286	200%
Ambetter / Centene	$152 - $286	200%
Blue Cross Blue Shield	$152 - $286	200%
Champus	$152	200%
Champva	$152	200%
Health Partners	$152 - $286	200%
Humana	$152 - $286	200%
Iowa Health Advantage	$152 - $286	200%
Medicare (plans)	$152 - $286	200%
UnitedHealthcare	$152 - $286	200%
Wellcare	$152 - $286	200%
Wellpoint	$152 - $286	200%
American Postal Workers	$229	301%
Avera	$243	319%
Cigna	$257	337%
First Administrators	$277	364%
Golden Rule	$277	364%
Great West	$277	364%
Healthscope	$277	364%
Medical Associates	$277	364%
Meritain	$277	364%
Midlands Choice	$277	364%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $229.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92507.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Buena Vista Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92507.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.