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Hospital Profile Critical Access Hospital Voluntary non-profit - Private 13 Beds · rural Updated: 2026-03-31

Mercyone Dyersville Medical Center

1111 3Rd Street Sw, Dyersville, IA 52040 · 85 Priced Procedures · 85% Patient Recommendation

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.07×vs. Fair Market Price
Position vs. 1.00× Fair Price+7% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +7% above the fair benchmark (1.07×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).78/100 · Corroborated
78/100Self-Pay Cash Beats Insurance 75% of the Time
File Completeness66Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic83Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment68Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing77Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount96Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup Tier
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score85/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait103 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintMedian-Gamed · High Captive Markup

Loss-Leader / Captive Ancillary Cross-Subsidizer

Mercyone Dyersville Medical Center prices routine shoppable procedures near 0.9× Medicare (p50 0.93×) while skewing captive emergency, lab, and upper-quartile codes to 1.7× Medicare (p75 1.43×, +54% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.

#41 of 87 in IA · 45th State Percentile#1,584 of 3,385 in U.S. · 46th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.76× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 75% of shoppable procedures (96/100 Cash Honesty)
  • CMS clinical safety score (85/100 safety score) with 85% patient recommendation
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (71.8% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 1.1× markup over Medicare rates
  • Captive ER (0.6×) & laboratory (2.5×) services average 1.89× higher multiples than routine shoppable care (0.9×)
  • Upper-quartile procedures (Q75 1.43×) jump +54% above the median procedure ratio (Q50 0.93×)
  • Consolidated metro market (HHI 5,456) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Front-Door ShoppableElective / Imaging
0.9× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.89× Divergence
1.7× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+54% Upper Tail
Q25 0.76× · Q50 0.93× · Q75 1.43×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
0.9× MedicareGood
Outpatient Surgery & ORBack-Door Captive
1.1× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
1.4× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
0.6× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
2.5× MedicareFair
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
0.7× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
75% Cash Edge · 96/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 85/100Good

Procedure Prices at Mercyone Dyersville Medical Center

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 85 published procedures.

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Audit a Bill & 501(r) Cap ↓
Procedure & Billing Code This Hospital vs. Fair
Cataract surgery with lens implant
CPT Code: 66984
 $5,699 unverified
Colonoscopy (diagnostic)
CPT Code: 45378
 $4,942 unverified
Colonoscopy with biopsy
CPT Code: 45380
 $3,873 unverified
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
 $3,664 8.2×
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
 $3,052 10.1×
Trauma team activation
HCPCS Code: G0390
 $2,518 1.7×
Hepatitis B immune globulin
HCPCS Code: 90371
 $1,768 11.7×
CT scan, lower back (lumbar spine)
CPT Code: 72131
 $1,517 9.0×
CT scan, neck (cervical spine)
CPT Code: 72125
 $1,506 8.9×
CT scan, chest (no contrast)
CPT Code: 71250
 $1,442 8.6×
CT scan, head (no contrast)
CPT Code: 70450
 $1,368 8.6×
CT scan, pelvis
CPT Code: 72192
 $1,291 7.9×
CT scan, sinuses
CPT Code: 70486
 $1,275 7.7×
Rabies immune globulin
HCPCS Code: 90375
 $533 1.7×
Group therapy session
CPT Code: 90853
 $502 5.0×
Psychotherapy session (45 minutes)
CPT Code: 90834
 $491 3.0×
Psychotherapy session (60 minutes)
CPT Code: 90837
 $501 2.8×
X-ray, lower back
CPT Code: 72110
 $369 3.3×
X-ray, ankle
CPT Code: 73610
 $340 3.7×
X-ray, shoulder
CPT Code: 73030
 $322 3.5×
X-ray, foot
CPT Code: 73630
 $283 3.1×
Speech therapy (language evaluation)
CPT Code: 92507
 $246 2.9×
X-ray, hand
CPT Code: 73130
 $254 2.7×
X-ray, neck (cervical spine)
CPT Code: 72040
 $252 2.7×
X-ray, hip
CPT Code: 73502
 $222 2.4×
Showing top 25 high-impact procedures of 85 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 71.8%

Audit a Bill or Quote at Mercyone Dyersville Medical Center (Zero PHI Required)

CMS CCN: 161378
CPT 66984
Fair BaseRate™ $2,540
Medicare Rate $2,358
Self-Pay Cash $5,699
Insurer Median $5,699
Pre-filled with Mercyone Dyersville Medical Center’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $9,821 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $9,821

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (71.8% of gross = $9,821).

Step 2 · Cash vs. Insurance Arbitrage Save $7,979 Paying Cash

Self-Pay Cash Rate ($5,699) Beats Your Bill

Mercyone Dyersville Medical Center's published 45 CFR § 180 self-pay cash rate is $5,699 (vs. $5,699 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$11,138 Above Fair BaseRate

Negotiate Toward $2,540 Fair BaseRate ($2,358 Medicare)

Your bill ($13,678) is $11,138 above the denoised Fair BaseRate ($2,540) and 5.8× the $2,358 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (71.8% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

Safety Composite85/100
Would Recommend85%
Rated 9 or 10 (HCAHPS)73%
Median ER Wait103 min
Left ER Before Seen0%

Source: CMS Hospital Care Compare (27 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Above-Benchmark Price Tier

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Mercyone Dyersville Medical Center.

Price Index: 1.54× regional baseline
Quality: 60/100 CMS composite
Median Household Income$75,919U.S. Census ACS
Local Uninsured Share3.5%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 78/100 · Corroborated CMS CCN 161378

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

MRF Portal Indexed (CMS_45_CFR_180_FILING.json) Verify on CMS Medicare.gov (CCN 161378) ↗ CMS HCRIS Cost Reports ↗
Published MRF FileCMS_45_CFR_180_FILING.json
Publication / Vintage2026-03-31
Validated Rate Rows3,799 (CMS v3.0.0)
File Integrity DigestVerified · CCN 161378

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.

Submit MRF Update Correction Policy