CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: Mercyone Dyersville Medical Center

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85610
Insurance Median: $55
Cash Discount Price: $58
vs. Medicare Baseline: 12.82x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at Mercyone Dyersville Medical Center is $55. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $58. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 12.82x the Medicare baseline. Located in 1111 3Rd Street Sw, Dyersville, IA.

Cash / Self-Pay

$58

Average discount available for prompt cash payment at this facility.

Insurance Median

$55

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)

Cash / Self-Pay: $58 (1352%)

Insurance Median: $55 (1282%)

Cash: $58 (1352% of Medicare)

Ins. Median: $55 (1282% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1282% of the Medicare baseline (a markup of 1182%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Iowa Dept Of Public Health	$9 - $66	210%
Health Choices	$25	583%
Blue Cross Blue Shield	$37	862%
Medicare (plans)	$37 - $41	862%
UnitedHealthcare	$39 - $46	909%
The Alliance	$40	932%
Geha	$46	1072%
Iowa Total Care	$46	1072%
Medicaid / KanCare	$46 - $47	1072%
Amish Hospital Aid	$49	1142%
1199 National Benefit Fund	$55	1282%
Aetna	$55	1282%
Allied Benefit Systems	$55	1282%
Asr Health Benefits	$55	1282%
Christian Brother Services	$55	1282%
Coventry	$55	1282%
First Health	$55	1282%
Luminare Health	$55	1282%
Medical Mutual	$55	1282%
Meritain	$55	1282%
Trustmark Small Business Benefits	$55	1282%
Webtpa	$55	1282%
Auxiant	$59	1375%
Cigna	$59	1375%
Medica	$59	1375%
Midlands	$59	1375%
Midlands Choice	$59	1375%
Multiplan	$59	1375%
Ambetter / Centene	$62	1445%
Crime Victim Assistance	$66	1538%
Claimdoc	$74	1725%
Nova	$74	1725%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $58.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85610.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercyone Dyersville Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85610.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.