New patient office visit (30-44 min) cost in IA
What a new patient office visit (30-44 min) costs at IA hospitals — and the fair price to aim for.
Typical commercial prices here are +5% above the fair benchmark (1.05×) even after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Wide Procedure Spread · Upper-Quartile Skew Pricer
This hospital prices routine shoppable procedures at 2.8× Medicare (median 1.88× Fair BaseRate) while upper-quartile commercial rates jump +60% to 3.01× Fair BaseRate. Self-pay cash discounts and comparing specific CPT procedure codes before scheduling yield the strongest savings.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.10× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 28% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (69/100 safety score) with 72% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.05× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 1.88× Fair BaseRate (2.8× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 3.01×) jump +60% above the median procedure ratio (Q50 1.88×)
- Consolidated metro market (HHI 4,157) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, IA hospitals charge about the fair price for this. how we calculate the BaseRate →
Compared with the rest of the country, IA’s fair BaseRate ($114) is about the same as the national fair price of $109.
Cheapest IA hospitals for a new patient office visit (30-44 min)
- Dallas County Hospital · Perry $46
- Compass Memorial Healthcare · Marengo $58
- Mercyone North Iowa Medical Center · Mason City $58
- Mercy Medical Center-New Hampton · New Hampton $58
- Mercyone Dubuque Medical Center · Dubuque $58
- Mercyone Des Moines Medical Center · Des Moines $66
- Mercyone Clinton Medical Center · Clinton $66
- Mercyone Waterloo Medical Center · Waterloo $66
- Mercyone Elkader Medical Center · Elkader $69
- Mercyone Centerville Medical Center · Centerville $69
- Mercyone Dyersville Medical Center · Dyersville $75
- Greene County Medical Center · Jefferson $75
- Mercyone Oelwein Medical Center · Oelwein $76
- Winnmed · Decorah $85
- Clarke County Hospital · Osceola $86
Audit a Bill or Quote at IA Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $101
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $101).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask IA Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $114 Fair BaseRate ($66 Medicare)
Your bill ($278) is $164 above the denoised Fair BaseRate ($114) and 4.2× the $66 Medicare rate.