CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Steele Memorial Medical Center

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $130
Cash Discount Price: $108
vs. Medicare Baseline: 0.72x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Steele Memorial Medical Center is $130. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $108. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.72x the Medicare baseline. Located in 203 South Daisy Street, Salmon, ID.

Cash / Self-Pay

$108

Average discount available for prompt cash payment at this facility.

Insurance Median

$130

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $108 (60%)

Insurance Median: $130 (72%)

Cash: $108 (60% of Medicare)

Ins. Median: $130 (72% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$65 - $137	36%
Pacific Source Mcr Adv	$68 - $91	37%
Select Health Mcr Adv	$68 - $92	37%
Windsor Hp Mcr Adv - All Plans	$68 - $91	37%
Blue Cross Blue Shield	$69 - $144	38%
UnitedHealthcare	$112 - $137	62%
Liberty Healthshare - All Plans	$115 - $146	63%
Pacific Source - All Other Plans	$130	72%
Cigna	$133	73%
Mountain Health Co-Op - All Plans	$137	76%
Regence Blue Shield - All Plans	$137	76%
Select Health Inc - All Other Plans	$137	76%
Multiplan - All Plans	$141	78%
Three Rivers - All Plans	$141	78%
Ichn, Llc - All Plans	$144	79%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $108.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Steele Memorial Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.