CMS Price Transparency Data

Inguinal hernia repair

Facility: Roseland Community Hospital

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $3,837
Cash Discount Price: $4,423
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Roseland Community Hospital is $3,837. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,423. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 1.05x the Medicare baseline. Located in 45 W 111Th Street, Chicago, IL.

Cash / Self-Pay

$4,423

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,837

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $4,423 (121%)

Insurance Median: $3,837 (105%)

Cash: $4,423 (121% of Medicare)

Ins. Median: $3,837 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,933 - $4,423	53%
Ambetter / Centene	$3,837 - $4,423	105%
Molina Mcr Adv/Mrktplce - All Plans	$3,837	105%
Cchhs - All Plans	$4,423	121%
Cchp - All Plans	$4,423	121%
Myblue Plus Pos - All Plans	$4,604	126%
Choicecare - All Plans	$6,181	169%
Humana	$9,065	248%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,423.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Roseland Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.