CMS Price Transparency Data

Blood antibody screen

Facility: Carle Foundation Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $83
Cash Discount Price: $183
vs. Medicare Baseline: 1.56x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Carle Foundation Hospital is $83. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $183. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.56x the Medicare baseline. Located in 611 West Park Street, Urbana, IL.

Cash / Self-Pay

$183

Average discount available for prompt cash payment at this facility.

Insurance Median

$83

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $183 (344%)

Insurance Median: $83 (156%)

Cash: $183 (344% of Medicare)

Ins. Median: $83 (156% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$8 - $56	15%
Aetna	$9 - $387	17%
Meridian	$12 - $56	23%
Molina	$36 - $145	68%
Blue Cross Blue Shield	$56 - $314	105%
UnitedHealthcare	$56 - $299	105%
Wellcare	$56	105%
Community Partners Health Plan (Cphp)	$71 - $284	133%
Multiplan/Phcs	$97 - $386	182%
Healthlink	$103 - $411	193%
Cigna	$181	340%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $183.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Carle Foundation Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.