CMS Price Transparency Data

Blood test, calcium

Facility: Rush University Medical Center

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $35
Cash Discount Price: $33
vs. Medicare Baseline: 6.78x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Rush University Medical Center is $35. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $33. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 6.78x the Medicare baseline. Located in 1653 West Congress Parkway, Chicago, IL.

Cash / Self-Pay

$33

Average discount available for prompt cash payment at this facility.

Insurance Median

$35

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $33 (640%)

Insurance Median: $35 (678%)

Cash: $33 (640% of Medicare)

Ins. Median: $35 (678% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 678% of the Medicare baseline (a markup of 578%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$3 - $67	58%
Aetna	$5 - $67	97%
Meridian Dnsp	$5	97%
Molina Fide-Snp	$5	97%
Blue Cross Blue Shield	$6 - $67	116%
County Care Mcaid - All Plans	$6	116%
Meridian Mcaid - All Other Plans	$6	116%
Molina Mcaid	$6	116%
Ambetter / Centene	$7	136%
Molina Exch - All Other Plans	$7	136%
UnitedHealthcare	$17 - $90	329%
Devoted Mcr Adv - All Plans	$63 - $67	1221%
Humana	$63 - $67	1221%
Wellcare Mcr Adv - All Plans	$63 - $67	1221%
Zing Hlth Mcr Adv - All Plans	$67 - $71	1298%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $33.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rush University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.