CMS Price Transparency Data

Blood test, amylase

Facility: Fhn Memorial Hospital

Billing Code: 82150 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82150
Insurance Median: $95
Cash Discount Price: $109
vs. Medicare Baseline: 14.66x Medicare

The contracted insurance negotiated median rate for a Blood test, amylase at Fhn Memorial Hospital is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $6.48, this hospital’s rate is 14.66x the Medicare baseline. Located in 1045 West Stephenson Street, Freeport, IL.

Cash / Self-Pay

$109

Average discount available for prompt cash payment at this facility.

Insurance Median

$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.48

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.48 (100%)

Cash / Self-Pay: $109 (1682%)

Insurance Median: $95 (1466%)

Cash: $109 (1682% of Medicare)

Ins. Median: $95 (1466% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.48 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1466% of the Medicare baseline (a markup of 1366%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Meridian Health Plan - All Plans	$4	62%
Aetna	$6 - $76	93%
Health Alliance Mcr Adv	$6	93%
Humana	$6 - $108	93%
Quartz Mcr Adv	$6	93%
UnitedHealthcare	$7 - $106	108%
The Alliance - All Plans	$82	1265%
Ecoh Nihp	$86	1327%
Nihp Employ - All Plans	$86	1327%
Quartz - All Other Plans	$89	1373%
Blue Cross Blue Shield	$92	1420%
Ecoh - All Other Plans	$93	1435%
Northern Il Hp - All Plans	$94	1451%
First Health - All Plans	$96	1481%
Hfn - All Plans	$112	1728%
First Choice Il - All Plans	$116	1790%
Multiplan Phcs - All Plans	$116	1790%
Wps - All Plans	$119	1836%
Galaxy - All Plans	$123	1898%
Health Alliance - All Other Plans	$123	1898%
Interplan Health - All Plans	$123	1898%
Preferred Plan Ppo - All Plans	$123	1898%
Trustmark - All Plans	$125	1929%
Midland Choice - All Plans	$130	2006%
Osf Healthplans - All Plans	$136	2099%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $109.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82150.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fhn Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82150.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.