CMS Price Transparency Data

CT scan, sinuses

Facility: Fhn Memorial Hospital

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70486
  • Insurance Median: $1,796
  • Cash Discount Price: $1,468
  • vs. Medicare Baseline: 16.81x Medicare
The contracted insurance negotiated median rate for a CT scan, sinuses at Fhn Memorial Hospital is $1,796. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,468. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 16.81x the Medicare baseline. Located in 1045 West Stephenson Street, Freeport, IL.
Cash / Self-Pay
$1,468

Average discount available for prompt cash payment at this facility.

Insurance Median
$1,796

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $1,468 (1374%)
Insurance Median: $1,796 (1681%)
Cash: $1,468 (1374% of Medicare)
Ins. Median: $1,796 (1681% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1681% of the Medicare baseline (a markup of 1581%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $40 - $1,799 37%
Health Alliance Mcr Adv $40 - $112 37%
Humana $40 - $2,555 37%
Quartz Mcr Adv $40 - $112 37%
UnitedHealthcare $40 - $2,520 37%
Meridian Health Plan - All Plans $64 - $92 60%
Osf Healthplans - All Plans $70 - $3,231 66%
Blue Cross Blue Shield $94 - $2,181 88%
The Alliance - All Plans $110 - $1,937 103%
Ecoh Nihp $112 - $2,035 105%
Ecoh - All Other Plans $124 - $2,197 116%
Nihp Employ - All Plans $124 - $2,035 116%
Quartz - All Other Plans $267 - $2,100 250%
Northern Il Hp - All Plans $306 - $2,229 286%
Hfn - All Plans $378 - $2,649 354%
Galaxy - All Plans $400 - $2,907 374%
Health Alliance - All Other Plans $400 - $2,907 374%
Interplan Health - All Plans $400 - $2,907 374%
Midland Choice - All Plans $400 - $3,069 374%
Multiplan Phcs - All Plans $400 - $2,746 374%
Preferred Plan Ppo - All Plans $400 - $2,907 374%
Wps - All Plans $400 - $2,823 374%
Trustmark - All Plans $409 - $2,972 383%
First Health - All Plans $2,267 - $2,271 2122%
First Choice Il - All Plans $2,741 - $2,746 2566%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1045 West Stephenson Street, Freeport, IL 61032
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals