CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Fhn Memorial Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70553
  • Insurance Median: $1,045
  • Cash Discount Price: $3,619
  • vs. Medicare Baseline: 2.93x Medicare
The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Fhn Memorial Hospital is $1,045. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,619. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 2.93x the Medicare baseline. Located in 1045 West Stephenson Street, Freeport, IL.
Cash / Self-Pay
$3,619

Average discount available for prompt cash payment at this facility.

Insurance Median
$1,045

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)
Cash / Self-Pay: $3,619 (1015%)
Insurance Median: $1,045 (293%)
Cash: $3,619 (1015% of Medicare)
Ins. Median: $1,045 (293% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 293% of the Medicare baseline (a markup of 193%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $105 - $4,393 29%
Health Alliance Mcr Adv $105 - $374 29%
Humana $105 - $6,238 29%
Quartz Mcr Adv $105 - $374 29%
UnitedHealthcare $105 - $6,151 29%
Osf Healthplans - All Plans $184 - $7,887 52%
Blue Cross Blue Shield $214 - $5,323 60%
Ecoh Nihp $234 - $4,969 66%
Ecoh - All Other Plans $258 - $5,363 72%
Nihp Employ - All Plans $258 - $4,969 72%
The Alliance - All Plans $295 - $4,728 83%
Meridian Health Plan - All Plans $297 - $353 83%
Quartz - All Other Plans $697 - $5,126 196%
Northern Il Hp - All Plans $802 - $5,442 225%
Hfn - All Plans $987 - $6,467 277%
Galaxy - All Plans $1,045 - $7,098 293%
Health Alliance - All Other Plans $1,045 - $7,098 293%
Interplan Health - All Plans $1,045 - $7,098 293%
Midland Choice - All Plans $1,045 - $7,492 293%
Multiplan Phcs - All Plans $1,045 - $6,704 293%
Preferred Plan Ppo - All Plans $1,045 - $7,098 293%
Wps - All Plans $1,045 - $6,893 293%
Trustmark - All Plans $1,069 - $7,256 300%
First Health - All Plans $5,544 1555%
First Choice Il - All Plans $6,704 1881%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1045 West Stephenson Street, Freeport, IL 61032
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals