CMS Price Transparency Data

X-ray, chest (single view)

Facility: Fhn Memorial Hospital

Billing Code: 71045 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71045
Insurance Median: $139
Cash Discount Price: $134
vs. Medicare Baseline: 1.56x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (single view) at Fhn Memorial Hospital is $139. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $134. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.56x the Medicare baseline. Located in 1045 West Stephenson Street, Freeport, IL.

Cash / Self-Pay

$134

Average discount available for prompt cash payment at this facility.

Insurance Median

$139

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $134 (151%)

Insurance Median: $139 (156%)

Cash: $134 (151% of Medicare)

Ins. Median: $139 (156% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$8 - $311	9%
Health Alliance Mcr Adv	$8 - $93	9%
Humana	$8 - $442	9%
Quartz Mcr Adv	$8 - $93	9%
UnitedHealthcare	$8 - $436	9%
Osf Healthplans - All Plans	$15 - $559	17%
Blue Cross Blue Shield	$20 - $377	22%
The Alliance - All Plans	$24 - $335	27%
Meridian Health Plan - All Plans	$35 - $49	39%
Quartz - All Other Plans	$62 - $363	70%
Northern Il Hp - All Plans	$71 - $385	80%
Ecoh - All Other Plans	$75 - $380	84%
Ecoh Nihp	$75 - $352	84%
Hfn - All Plans	$88 - $458	99%
Galaxy - All Plans	$93 - $503	105%
Health Alliance - All Other Plans	$93 - $503	105%
Interplan Health - All Plans	$93 - $503	105%
Midland Choice - All Plans	$93 - $531	105%
Multiplan Phcs - All Plans	$93 - $475	105%
Preferred Plan Ppo - All Plans	$93 - $503	105%
Wps - All Plans	$93 - $488	105%
Trustmark - All Plans	$95 - $514	107%
Nihp Employ - All Plans	$105 - $352	118%
First Health - All Plans	$117 - $393	132%
First Choice Il - All Plans	$142 - $475	160%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $134.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71045.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fhn Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71045.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.