CMS Price Transparency Data

Inguinal hernia repair

Facility: St Joseph Medical Center

Billing Code: 49505 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$3,923

about 1.1× the $3,658 Medicare rate · typically $3,627–$4,161

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,914

About the fair price

about $9 under the fair price · 1.1× Medicare

Medicare pays $3,658 Fair price $3,923 This hospital $3,914

How we calculate the fair BaseRate →

How this hospital compares to other IL hospitals

Highest price of the 9 IL hospitals we have prices for — worth calling around.

Cheapest $387 Priciest $3,914

Black dot = this hospital, among the 9 IL hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $3,923 (about 1.1× the $3,658 Medicare rate). St Joseph Medical Center charges insurers about $3,914 — about the fair price. Located in Bloomington, IL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna CignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$6,223	170%
Blue Cross Blue Shieldmajor	$3,914	107%
Aetnamajor	$3,875	106%
+ 2 smaller / regional plans	$3,837 - $5,819

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm St Joseph Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

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Other Procedures at St Joseph Medical Center

Compare: Inguinal hernia repair at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.