CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: OSF Little Company of Mary Medical Center

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $381
Cash Discount Price: $3,325
vs. Medicare Baseline: 1.07x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at OSF Little Company of Mary Medical Center is $381. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,325. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 1.07x the Medicare baseline. Located in 2800 W 95Th St, Evergreen Park, IL.

Cash / Self-Pay

$3,325

Average discount available for prompt cash payment at this facility.

Insurance Median

$381

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $3,325 (933%)

Insurance Median: $381 (107%)

Cash: $3,325 (933% of Medicare)

Ins. Median: $381 (107% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$226 - $381	63%
Allwell	$374	105%
Wellcare	$378	106%
Illinicare Health Plan	$449	126%
Molina Healthcare	$523	147%
Blue Cross Blue Shield	$695	195%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,325.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm OSF Little Company of Mary Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.