CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Saint Joseph Hospital-Elgin

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 871
  • Insurance Median: $16,716
  • Cash Discount Price: $16,149
  • vs. Medicare Baseline: 1.18x Medicare
The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Saint Joseph Hospital-Elgin is $16,716. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $16,149. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.18x the Medicare baseline. Located in 77 N Airlite Street, Elgin, IL.
Cash / Self-Pay
$16,149

Average discount available for prompt cash payment at this facility.

Insurance Median
$16,716

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)
Cash / Self-Pay: $16,149 (114%)
Insurance Median: $16,716 (118%)
Cash: $16,149 (114% of Medicare)
Ins. Median: $16,716 (118% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $15,342 - $26,334 109%
Tricare $15,436 109%
Aetna $16,150 - $16,957 114%
Celtic (Wellcare) $16,150 114%
Cigna $16,150 - $16,716 114%
Devoted Health $16,150 114%
Harmony Health Plan $16,150 114%
Humana $16,150 - $17,765 114%
Longevity Health Plan Of Illinois $16,150 114%
Medicare (plans) $16,150 114%
Self-Pay $16,150 114%
United Behavioral $16,150 114%
UnitedHealthcare $16,150 114%
Clear Spring Health Of Illinois $16,311 116%
Molina $16,634 - $24,225 118%
Zing Health Provider Network $16,634 118%
Meridian $16,957 120%
Providers Partners Health Plan (Pphp) $16,957 120%
Access Community Health Network $19,380 137%
Imagine Health Network, Inc $22,428 159%
Clifton Health Systems $25,032 177%
Ambetter / Centene $26,162 185%
Hfn Inc $40,921 290%
Coventry $41,801 296%
Workers Comp $41,801 296%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 77 N Airlite Street, Elgin, IL 60123
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals