CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Trinity Rock Island

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$193

about 0.8× the $244 Medicare rate · typically $184–$246

modeled estimate · not a bill or quote

What this hospital charges insurers

$188

About the fair price

about $5 under the fair price · 0.8× Medicare

Medicare pays $244 Fair price $193 This hospital $188 Cash price $520 Hospital's list price $650

How we calculate the fair BaseRate →

How this hospital compares to other IL hospitals

Highest price of the 9 IL hospitals we have prices for — worth calling around.

Cheapest $71 Priciest $188

Black dot = this hospital, among the 9 IL hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $193 (about 0.8× the $244 Medicare rate). Trinity Rock Island charges insurers about $188, or about $520 in cash — about the fair price. Located in Rock Island, IL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$68 - $634	28%
Blue Cross Blue Shieldmajor	$65 - $922	27%
Aetnamajor	$65 - $710	27%
Cignamajor	$138 - $1,798	57%
Humanamajor	$68 - $265	28%
Ambetter (Centene)	$65 - $403	27%
HealthPartners	$143 - $506	59%
Medica	$1,344 - $1,505	551%
Meridian	$68 - $265	28%
+ 4 smaller / regional plans	$65 - $332

Government programs also on file: Medicare.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 520), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Trinity Rock Island is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Trinity Rock Island

Compare: MRI, lower back (no contrast) at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.