CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Trinity Rock Island

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $33
Cash Discount Price: $139
vs. Medicare Baseline: 1.02x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Trinity Rock Island is $33. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $139. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.02x the Medicare baseline. Located in 2701 17Th St, Rock Island, IL.

Cash / Self-Pay

$139

Average discount available for prompt cash payment at this facility.

Insurance Median

$33

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $139 (429%)

Insurance Median: $33 (102%)

Cash: $139 (429% of Medicare)

Ins. Median: $33 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bc Illinois Community	$29 - $31	90%
Aetna	$30 - $87	93%
Ambetter / Centene	$30 - $49	93%
Blue Cross Blue Shield	$30 - $100	93%
Health Alliance	$30 - $31	93%
Medicare (plans)	$31 - $32	96%
Amerivantage	$32	99%
Humana	$32	99%
Meridian Health Plan	$32	99%
UnitedHealthcare	$32 - $35	99%
Wellmark Uph Self-Funded	$37 - $100	114%
Health Partners Open Network	$43	133%
Cigna	$50 - $91	154%
Medica Exchange Inspire	$68	210%
Medica Exchange Insure	$76	235%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $139.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Trinity Rock Island is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.