CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Kirby Medical Center

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72125
Insurance Median: $155
Cash Discount Price: $2,220
vs. Medicare Baseline: 1.45x Medicare

The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Kirby Medical Center is $155. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,220. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.45x the Medicare baseline. Located in 1000 Medical Center Drive, Monticello, IL.

Cash / Self-Pay

$2,220

Average discount available for prompt cash payment at this facility.

Insurance Median

$155

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $2,220 (2078%)

Insurance Median: $155 (145%)

Cash: $2,220 (2078% of Medicare)

Ins. Median: $155 (145% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$37 - $3,626	35%
Aetna	$47 - $2,590	44%
Meridian	$47 - $1,147	44%
UnitedHealthcare	$47 - $2,549	44%
Wellcare	$47 - $1,147	44%
Molina	$48 - $1,181	45%
Zelis (Hfn)	$58 - $3,330	54%
Catepillar, Inc.	$93 - $3,145	87%
Humana	$169 - $2,775	158%
Healthlink	$324 - $3,330	303%
Multiplan/Phcs	$324 - $3,515	303%
Cigna	$2,960	2771%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,220.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72125.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kirby Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72125.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.