CMS Price Transparency Data

CT scan, neck (cervical spine)

Facility: Fhn Memorial Hospital

Billing Code: 72125 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72125
  • Insurance Median: $464
  • Cash Discount Price: $1,784
  • vs. Medicare Baseline: 4.34x Medicare
The contracted insurance negotiated median rate for a CT scan, neck (cervical spine) at Fhn Memorial Hospital is $464. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,784. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 4.34x the Medicare baseline. Located in 1045 West Stephenson Street, Freeport, IL.
Cash / Self-Pay
$1,784

Average discount available for prompt cash payment at this facility.

Insurance Median
$464

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)
Cash / Self-Pay: $1,784 (1670%)
Insurance Median: $464 (434%)
Cash: $1,784 (1670% of Medicare)
Ins. Median: $464 (434% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 434% of the Medicare baseline (a markup of 334%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $47 - $2,196 44%
Health Alliance Mcr Adv $47 - $112 44%
Humana $47 - $3,119 44%
Quartz Mcr Adv $47 - $112 44%
UnitedHealthcare $47 - $3,076 44%
Osf Healthplans - All Plans $81 - $3,943 76%
Meridian Health Plan - All Plans $92 - $257 86%
Blue Cross Blue Shield $109 - $2,662 102%
Ecoh Nihp $115 - $2,484 108%
Ecoh - All Other Plans $126 - $2,681 118%
Nihp Employ - All Plans $126 - $2,484 118%
The Alliance - All Plans $127 - $2,364 119%
Quartz - All Other Plans $309 - $2,563 289%
Northern Il Hp - All Plans $356 - $2,721 333%
Hfn - All Plans $438 - $3,234 410%
Galaxy - All Plans $464 - $3,549 434%
Health Alliance - All Other Plans $464 - $3,549 434%
Interplan Health - All Plans $464 - $3,549 434%
Midland Choice - All Plans $464 - $3,746 434%
Multiplan Phcs - All Plans $464 - $3,352 434%
Preferred Plan Ppo - All Plans $464 - $3,549 434%
Wps - All Plans $464 - $3,446 434%
Trustmark - All Plans $474 - $3,628 444%
First Health - All Plans $2,772 2595%
First Choice Il - All Plans $3,352 3138%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1045 West Stephenson Street, Freeport, IL 61032
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals