CMS Price Transparency Data

CT scan, abdomen and pelvis (no contrast)

Facility: Clay County Hospital

Billing Code: 74176 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74176
Insurance Median: $212
Cash Discount Price: $5,366
vs. Medicare Baseline: 0.87x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (no contrast) at Clay County Hospital is $212. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,366. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 0.87x the Medicare baseline. Located in 911 Stacy Burk Dr, Flora, IL.

Cash / Self-Pay

$5,366

Average discount available for prompt cash payment at this facility.

Insurance Median

$212

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $5,366 (2201%)

Insurance Median: $212 (87%)

Cash: $5,366 (2201% of Medicare)

Ins. Median: $212 (87% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$55 - $4,239	23%
Blue Cross Blue Shield	$55 - $3,939	23%
Meridian	$55 - $1,449	23%
Molina	$55	23%
Ambetter / Centene	$80 - $1,449	33%
Medica(Wellfirst)	$80 - $3,327	33%
UnitedHealthcare	$80 - $4,293	33%
Wellcare	$80 - $1,449	33%
Healthlink	$205 - $4,293	84%
Cigna	$253 - $4,293	104%
Usa Mco	$300 - $5,098	123%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,366.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74176.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Clay County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74176.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.