Clay County Hospital
911 Stacy Burk Dr, Flora, IL 62839 · 117 Priced Procedures · 78% Patient Recommendation
Typical commercial prices here are 31% below the fair benchmark (0.69×) after accounting for local nurse/doctor wages and patient complexity.
3-Star CMS clinical quality rating paired with 0.69× fair market pricing.
Uniform Value Leader · Low-Cost Across Departments
Clay County Hospital maintains low, disciplined commercial pricing across both routine shoppable procedures (0.7× Medicare, p50 0.70× Fair BaseRate) and emergency/ancillary services (0.8× Medicare, p75 0.88× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 31% below peer Fair BaseRate (0.69×)
- Self-pay cash beats commercial insurance on 6% of shoppable procedures (25/100 Cash Honesty)
- CMS clinical safety score (72/100 safety score) with 78% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.69× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (0.4×) & laboratory (0.5×) services average 1.14× higher multiples than routine shoppable care (0.7×)
- Upper-quartile procedures (Q75 0.88×) jump +26% above the median procedure ratio (Q50 0.70×)
- Unnegotiated chargemaster list prices average 12.6× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Clay County Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 117 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $6,224 | 1.0× |
| C-section delivery (full package) CPT Code: 59510 | $3,350 | 1.1× |
| Vaginal delivery (full package) CPT Code: 59400 | $2,994 | 1.1× |
| Total knee replacement CPT Code: 27447 | $2,130 | 0.2× |
| Breast lump removal CPT Code: 19120 | $1,747 | 0.5× |
| Bunion correction surgery CPT Code: 28296 | $1,047 | 0.3× |
| Blood transfusion CPT Code: 36430 | $961 | 1.9× |
| Cataract surgery with lens implant CPT Code: 66984 | $896 | 0.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $849 | 0.3× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $730 | 0.7× |
| Rabies immune globulin HCPCS Code: 90375 | $683 | 2.1× |
| X-ray, pelvis CPT Code: 72170 | $549 | 5.0× |
| Inguinal hernia repair CPT Code: 49505 | $531 | 0.1× |
| Psychiatric evaluation (first visit) CPT Code: 90791 | $224 | 1.2× |
| Hepatitis B immune globulin HCPCS Code: 90371 | $182 | 1.2× |
| Psychotherapy session (60 minutes) CPT Code: 90837 | $185 | 1.0× |
| Breathing treatment (nebulizer) CPT Code: 94640 | $195 | 1.0× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $198 | 0.4× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $194 | 0.4× |
| Colonoscopy with biopsy CPT Code: 45380 | $194 | 0.2× |
| Family therapy session CPT Code: 90847 | $166 | 1.0× |
| Neurobehavioral status check CPT Code: 96116 | $177 | 0.8× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $168 | 0.2× |
| Care planning with family CPT Code: 90887 | $130 | 1.2× |
| Diagnostic mammogram (both breasts) CPT Code: 77066 | $110 | 0.7× |
Audit a Bill or Quote at Clay County Hospital (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Clay County Hospital's published 45 CFR § 180 self-pay cash rate is $6,224 (vs. $6,224 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $6,109 Fair BaseRate ($6,176 Medicare)
Your bill ($6,224) is $115 above the denoised Fair BaseRate ($6,109) and 1.0× the $6,176 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Clay County Hospital as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Clay County Hospital. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-12-08·administrative_or_closure
Closure Notice
Recorded - 2025-11-12·cap_corrective_action
CAP Request
Recorded - 2025-08-06·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (65 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Clay County Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.