CMS Price Transparency Data

CT scan, head (with contrast)

Facility: Clay County Hospital

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70460
Insurance Median: $176
Cash Discount Price: $2,672
vs. Medicare Baseline: 0.98x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with contrast) at Clay County Hospital is $176. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,672. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 0.98x the Medicare baseline. Located in 911 Stacy Burk Dr, Flora, IL.

Cash / Self-Pay

$2,672

Average discount available for prompt cash payment at this facility.

Insurance Median

$176

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $2,672 (1491%)

Insurance Median: $176 (98%)

Cash: $2,672 (1491% of Medicare)

Ins. Median: $176 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$52 - $2,111	29%
Ambetter / Centene	$52 - $721	29%
Medica(Wellfirst)	$52 - $1,657	29%
Meridian	$52 - $721	29%
UnitedHealthcare	$52 - $2,138	29%
Wellcare	$52 - $721	29%
Blue Cross Blue Shield	$89 - $1,961	50%
Molina	$89	50%
Healthlink	$205 - $2,138	114%
Cigna	$253 - $2,138	141%
Usa Mco	$300 - $2,538	167%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,672.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70460.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Clay County Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70460.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.